My Pay Fast Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you’re searching for My Pay Fast in Australia, you’re likely looking for quick access to a portion of your paycheck before payday. These services help you manage day-to-day expenses when you’re short on cash, but they may not always offer enough flexibility. At Fundo, we provide a reliable alternative with small loans starting from $500, giving you fast access to funds without the need to wait for your paycheck.
Our fast online application process ensures that you can apply for a loan 24/7, with approval often granted on the same day. After approval, the funds are typically transferred to your account within hours, allowing you to access the cash you need quickly and easily.
Fundo’s loans are designed to offer short-term financial relief for a variety of needs, from day-to-day expenses to unexpected bills or emergency costs. We also provide flexible repayment options that are tailored to your budget, making it easier to manage repayments on terms that suit your financial situation.
How fast can I get approved for a loan at Fundo?
Once your loan application is submitted, it’s reviewed quickly, with same-day approval often available. After approval, funds are typically transferred within hours.
What can I use a loan from Fundo for?
You can use a loan from Fundo for various short-term financial needs, such as covering day-to-day expenses, emergency bills, or personal costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to fit your financial situation, making repayment easy.
Do I need perfect credit to apply for a loan at Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
