Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you're thinking, "I need a loan bad credit!" you're not alone! Many people find themselves in need of quick funding due to unexpected expenses or urgent bills. When time is of the essence, finding a reliable lending solution can feel overwhelming. That's where Fundo comes in! As a flexible alternative lender, we offer short-term loans tailored to your needs, making the process smooth and uncomplicated.
Instead of endlessly searching for 'online cash advance' or 'need a personal loan with bad credit', why not choose Fundo to streamline your experience? Our approach to lending means we are more likely to approve you if you show responsible repayment behaviours.
Whether you are covering an emergency expense or need funds for a special project, a loan from Fundo can provide the support you need. While we don’t offer options for debt consolidation, our loans can be ideal for various one-off expenses, including:
To get started with Fundo, you need to be over 18 years old, currently living in Australia, and earning a minimum verified income of $1,000 per fortnight, including government benefits. Additionally, you will need to demonstrate that you can comfortably manage the repayments without extra financial burden.
With our unique Fundo Customer Score, you can gauge your eligibility for a loan. The better your credit behaviour, such as timely repayments, the higher your score will be, increasing your chances of approval. Ready to take the leap? It's easy to apply! Just click 'Apply Now' on our homepage. Complete the simple online form with your loan amount, personal details, and contact info. As a returning customer, you can finish in just three clicks!
Submit your application during business hours and you could get approved and funded the same day! Stop searching for 'same day cash loans' or 'cash loans for pensioners'—Fundo makes getting the funds you need effortless. Apply now and experience a refreshingly simple lending process!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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