Need A Loan Now
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Do You Need a Loan Now?
If you’re facing an urgent financial need and looking for fast access to cash, Fundo can help. We offer small loans starting from $500, with a quick online application process that’s designed to get you approved fast. Whether you’re dealing with an emergency, an unexpected expense, or a personal financial challenge, Fundo provides a simple and reliable solution. Our loans are tailored to meet your needs, ensuring that you have access to the money you need without unnecessary delays.
At Fundo, we prioritise speed and convenience. With our streamlined online process, you can apply for a loan from anywhere, at any time. Once your application is submitted, our team works quickly to review it, often providing approval on the same day. After approval, the funds are transferred directly to your bank account, allowing you to manage your financial needs without delay.
In addition to fast approval, Fundo offers spot me loans that are designed to fit your financial situation. Whether you need a short-term loan to cover an emergency or help managing personal expenses, Fundo’s loans are tailored to provide fast relief while ensuring repayment is manageable and stress-free.
Loan Now FAQs
How fast can I get approved for a loan from Fundo?
Fundo’s online application process is designed to be fast and efficient. Once you submit your application, our team reviews it promptly - often providing approval on the same day. After approval, the funds are transferred directly to your bank account, usually within hours, depending on your bank’s processing times. This means you can handle your urgent financial needs without unnecessary delays.
What can I use a loan from Fundo for?
Fundo’s loans, starting from $500, are designed to help you manage a wide range of short-term financial needs. Whether you’re facing an emergency expense, such as medical bills or car repairs, or need extra funds to cover personal expenses, Fundo’s small loans provide quick financial relief when you need it most. Our loans are flexible and can be used to handle whatever financial challenge you’re facing.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options to suit your financial situation. Whether you prefer a shorter repayment term or need more time to repay the loan, Fundo is committed to making the repayment process as easy and stress-free as possible. If your financial circumstances change, we’re happy to work with you to adjust your repayment plan, ensuring that repaying the loan fits comfortably within your budget. You can learn more about our options on the Fundo loan app.
Do I need a perfect credit score to apply for a loan from Fundo?
No, Fundo doesn’t require a perfect credit score to qualify for a loan. While we may conduct a credit check as part of our responsible lending practices, we focus more on your current financial situation and ability to repay the loan. Even if your credit history isn’t perfect, you may still qualify for a loan as long as you meet our other eligibility criteria, such as having a regular income and the ability to manage the loan repayments.
What if I don’t understand part of my loan agreement?
If you have questions or need assistance understanding your loan agreement, Fundo is here to help. You can contact us via email at hello@fundo.com.au or call us on 1800 161 391. Our customer service team is available between 9am-6pm Monday to Friday, 9am-5pm on Saturdays, and 9am-1pm on Sundays (AEST). You can also use our live text chat during these hours for instant support. We’re happy to assist you in understanding your loan agreement so you can proceed with confidence.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
