Need Quick Cash Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a small loan to handle urgent expenses like car repairs or unexpected bills might feel daunting, especially when traditional banks demand heaps of paperwork. The loan application journey can drag on for weeks or even months. Many people exploring options often find themselves searching phrases like "need quick cash bad credit" and "money fast bad credit", only to come across limited solutions. But you're in luck! At Fundo, we understand that when you need quick cash, you want it fast.
At Fundo, we’re dedicated to making the borrowing process as smooth and speedy as possible. Here’s why we stand out:
We make it a priority to assist you even if you have a less-than-perfect credit history. Our loan solutions are designed with everyday Australians in mind—just like you!
When you seize the moment and explore what Fundo has to offer, you’re on your way to managing your finances effectively. Whether you're dealing with an unexpected expense or wanting to better control your budget, Fundo has you covered:
No need to keep searching for "online loans bad credit Australia" anymore. With Fundo, you can manage your repayment easily through our self-service dashboard, which allows you to track loans and get financial wellness tips for free!
If you’re keen to improve your chances of loan approval, be sure to check your Fundo Score. At Fundo, we appreciate responsible borrowing habits, and maintaining a good score can open doors to better offers. It's developed through timely payments, engaging with our services, and even referring friends!
Applying for your first loan with us is straightforward. Just remember, you should be over 18 years old, have a verified income of at least $1,000 per fortnight, and ensure you have a repayment plan in mind. If you apply during business hours, we might approve your application and give you access to funds the same day—if eligible!
Returning customers enjoy an even faster three-click application process. Why keep searching for "fast easy loans" or "quick cash review"? Stop looking and start applying for your short-term loan with Fundo now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
