Online Loans Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in need of fast and convenient funding, searching for online loans bad credit Australia can be overwhelming. Traditional lenders often come with arduous paperwork and lengthy processing times that can feel discouraging. Fortunately, alternative lenders like Fundo are here to provide a friendly and efficient solution. At Fundo, we offer short-term loans tailored for Australians who may be struggling with their credit scores or have limited credit histories.
Our streamlined processes and flexible lending criteria mean you could still be eligible for a loan, even if your credit isn't perfect. With no hidden fees, Fundo focuses on making your borrowing experience as smooth as possible. This allows you to cut through the complex details and experience the ease of online loan applications without the hassle of waiting in lines or dealing with unnecessary red tape.
If you’re looking at online loans bad credit Australia, you’ll be pleased to know that Fundo offers flexible repayment options within our loan terms. You can choose a repayment schedule that suits you best—whether it’s weekly, fortnightly, or monthly—up to 180 days for a MACC loan. By paying off your loan ahead of schedule, you could easily increase your chances of receiving approval for future funding with us.
Our loans cater to a variety of needs, whether it’s for unexpected expenses or special one-off purchases:
At Fundo, we’re committed to encouraging healthy borrowing behaviour by providing useful resources related to funding. Explore our pages on getting cash fast even with bad credit or understanding no credit check options so you can make informed decisions.
Have you been navigating options while looking for online loans bad credit Australia? Applying for a loan with Fundo is a simple process. If you’re over 18 years old, currently living in Australia, and can demonstrate your ability to repay—along with a verified income of at least $1,000 per fortnight, including government benefits—you might qualify for a loan with us! Simply fill out our online application form and provide the necessary details, and you may receive your funds the same day if you apply during business hours.
By making timely payments and practicing responsible borrowing, you can also work towards improving your Fundo Score. Refer friends, make timely repayments, and manage your loans wisely to enhance your financial future. So why continue searching for online payday loans or small loans with bad credit? Apply for a Fundo loan today and take that important step towards achieving the funding you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
