Payday Loans Bad Credit History
Same day funds up to $5,000
Same day funds up to $5,000
Finding a small loan to tackle unexpected expenses like car repairs or home improvements can often feel overwhelming, especially with the stringent documentation and long wait times associated with traditional banks and lenders. Searching for options such as payday loans for those with bad credit history can lead to frustration when many solutions fall short of your needs. That's where Fundo comes in! We understand that when you require quick financial assistance, speed and simplicity are key.
At Fundo, we strive to make the borrowing process easier and more accessible, particularly for those with less-than-perfect credit. Our loans are designed to meet your urgent needs without the hassle of excessive paperwork. Here’s why you should consider Fundo:
If you've been looking for payday loans with a bad credit history, Fundo offers a variety of loan options for many purposes. Whether it's for handling unexpected home repairs or covering urgent bills, our loans can be a fast and reliable solution:
Even if you're exploring options like payday loans online for bad credit, you’ll find that Fundo is a worthy alternative. With fast online application processes and a self-service dashboard, we make it easy for you to stay informed about managing your loan.
Eligibility for Fundo loans is straightforward: - You must be over 18 and currently residing in Australia, - Have a verified income of at least $1,000 per fortnight, - And show that you can manage repayments without worsening your financial situation.
Don't forget to check your Fundo Score, which can indicate your loan eligibility. And remember, behaving well with your credit—like making repayments on time—can help improve your score for future applications!
Ready to get started? Simply click on 'Apply Now' on our homepage. Fill out our online form with your details and amount needed—returning customers can apply in just three clicks! In just a few business hours, you could receive your loan approval, with funds transferred to your account within 60 seconds of contract acceptance. Stop searching for no-check loans or instant cash loans. Choose Fundo for your financial needs today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.