Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Looking up ‘payday loans same day’, but not sure how they work? Well, payday loans typically function as a short-term solution to unexpected financial needs. The repayment term for this type of loan is generally due on the borrower’s next payday but could be longer. 

When scouring the internet for terms like ‘small payday loans same day’, it’s worth noting other alternative solutions to your financial needs, like Fundo.

We offer online loans with no hidden fees or complicated jargon. We are about making borrowing easier for Aussies like you. Worried about strict payment schedules? Not with Fundo. We have flexible repayment terms tailored to your financial situation. Our eligibility criteria are straightforward. You must simply:

So, the next time you find yourself looking up ‘payday loans same day’, remember that Fundo offers a streamlined and flexible option for those wanting to apply for loans today online.

If you’re interested in terms like ‘payday loans same day’, you’ll find that they generally involve an online application that is reviewed rapidly, usually with funds disbursed on the same day if approved. Still, the time frame can vary depending on the lender and your financial situation.

Now, if you’re exploring ways to borrow money today, you don’t need to keep looking up terms like ‘payday loans same day’ now that you found Fundo. We’re all about lending you the cash you need, when you need it.

We accept applications during our business hours: Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time. Once submitted and accepted, we aim to get you funded on the same day if it gets approved. 

When you’re frantically searching for terms like ‘payday loans same day’ with poor credit in mind, it can feel like your options are limited. It will depend on the lender if they approve applications for people with poor credit. But while having an unfavourable credit score can present a challenge, it doesn’t completely eliminate your possibilities.

If you’re looking for ‘payday loans same day’ online, Fundo offers a refreshing alternative. We’re not as strict as average banks or other lenders. We understand that life happens, and financial bumps are part of the journey.

While we may conduct a credit check in some instances, your credit score plays a small role in our decision-making process. We consider various factors, like your current ability to meet repayments, when approving a loan. 

Even better, we developed the Fundo Credit Score, which is different from your credit score with the credit bureaus. Your Fundo Credit Score is your own financial wellness instrument, empowering you to master your borrowing potential. 

By accomplishing specific tasks and actions, such as paying your loan early or on time, you actively participate in boosting your Fundo Credit Score. The higher your Fundo Credit Score, the higher your chances of being approved for a future loan with Fundo. 

When you’re sifting through search results for terms like ‘payday loans same day’, you’ll notice that these kinds of loans typically offer only small amounts. 

Now, when it comes to Fundo, things work a bit differently. We pride ourselves on catering to your specific needs by offering both small and medium online loans tailored to fit your circumstances. 

This includes emergency loans, debt consolidation loans, home renovation loans, and many more. The goal is to help you borrow money quick with less hassle and more convenience. Apply for Fundo’s small and medium loans today!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.