Personal Instant Loan
Same day funds up to $5,000
Same day funds up to $5,000
Life can be unpredictable, and sometimes we all need a little financial boost to navigate unexpected expenses. Whether it's that surprising bill or a sudden opportunity, our personal instant loan at Fundo caters to your urgent cash needs with ease. Searching online for the best personal instant loan can be overwhelming, but Fundo stands out as a reliable option. As an Australian-owned lender, we pride ourselves on offering accessible short-term loans designed to help you through tough times. And the best part? We may consider applicants with less-than-perfect credit histories.
With Fundo, you can expect:
If you’ve been looking for options such as need fast cash or online loans instant, Fundo is here to provide the solution. We understand that unexpected expenses can arise, and our purpose is to ensure you have the means to manage them without stress.
At Fundo, we believe in empowering our customers. The eligibility criteria are minimal and straightforward. You must:
Once you confirm you meet our eligibility, simply fill out our application form with your personal details, including the amount you'd like to borrow. If you submit your application within business hours and get approved, you could see your funds in your account potentially within just 60 seconds, subject to banking processing times!
Worried about your application's approval odds? Our Fundo Score feature helps you gauge your likelihood of approval. Plus, you can improve your Fundo Score by inviting friends and family or by repaying on time. The better your score, the easier it becomes to secure future loans!
With Fundo, you can stop your search for personal instant loans or other fast financial solutions. Apply with us today and experience hassle-free lending that puts you first!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.