Personal Loan Same Day Deposit

We all face unexpected expenses from time to time, whether it's for a home project, a quick getaway, or urgent medical care. When these situations arise, you might be looking for a personal loan same day deposit to get you through. Searching for such urgent funding can feel overwhelming, but Fundo is here to simplify the process. We provide small to medium loans tailored to a diverse range of borrowers, including those who may have faced credit challenges in the past.

Why Choose Fundo for Same Day Deposits?

At Fundo, we understand the need for swift, reliable financial support. Here are just a few reasons why you can trust us for your loan needs:

✨ Quick Applications: Our online application is designed to be fast and straightforward.
🕒 Rapid Approval: Get approved quickly, with funds hitting your account within 60 seconds of contract acceptance!
🤝 Transparent Fees: No hidden charges. What you see is what you get!
🚀 Flexible Loans: Our loan terms are adaptable to fit your financial situation.
📊 Manage Your Loan: Our self-service dashboard allows you to track your loan status easily.

When searching for a personal loan same day deposit, many may stumble upon alternatives offering high fees or complicated terms. But with Fundo, you'll experience a hassle-free journey without the cumbersome paperwork and legal jargon. Our commitment to you is clear: we work hard to ensure your loan application is processed efficiently, so you can focus on what truly matters.

Loan Benefits without the Hassle

Here’s how Fundo sets itself apart:

📅 Flexible Repayment Options: Choose a repayment schedule that suits your lifestyle.
✔ No Interest on SACC Loans: Great options for small loan amounts with no interest if paid back within the designated term.
💪 Better Chances with Responsible Borrowing: Keeping up with your loan payments can enhance your chances of future approvals.

If your search has involved terms like personal loan bad credit, stop right there. Fundo’s application requirements are straightforward. To qualify for a personal loan with same day deposit, you need to:

🏠 Be currently residing in Australia.
💵 Earn at least $1,000 per fortnight (including verified income from government benefits).
📈 Demonstrate the ability to make repayments without added financial strain.

Simply fill in our online application form with your details and the loan amount you need. If approved during business hours, you could see those funds in your account on the same day! And, to help you stay informed, our Fundo Score tool assesses your credit behaviour, offering insights into your eligibility for future loans and potentially improving your approval chances.

Ready to Take the Next Step?

Stop searching for 'personal loan same day deposit' and consider Fundo to meet your quick cash needs. Our aim is to make borrowing seamless and accessible. Apply for a Fundo loan today and experience the difference!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.