Personal Loan With Bad Credit Rating
Same day funds up to $5,000
Same day funds up to $5,000
If youβre looking to tackle unexpected expenses or make improvements around the house but are concerned about your personal loan with bad credit rating, Fundo has your back! We understand that the journey to obtaining a loan, especially with traditional lenders, can often feel overwhelming with their strict eligibility rules and lengthy application processes. Many Australians are in your position, searching for alternative funding without unnecessary bureaucracy.
At Fundo, we aim to streamline the borrowing experience, making it hassle-free to secure the small loan you need. Here's what sets us apart:
Let us simplify your life. No need to scour the internet for terms like 'Personal Loan With Bad Credit Rating'; Fundo is your practical solution!
Whether you're looking to cover an emergency car repair or undertake a DIY home project, Fundo provides loans that can help you achieve your goals. Examples include:
Your objectives are varied, and we are here to support you in meeting them! Our short-term loans are designed to provide you with quick financial relief.
When considering a personal loan with bad credit rating, remember that Fundo values your ability to repay over your past borrowing history. To qualify, you need to:
If you meet these criteria and are fresh to Fundo, simply fill out our online application form! Already a borrower? You can reapply in just a few clicks. Applications submitted within business hours are generally reviewed promptly, and funds can be disbursed within 60 seconds of contract acceptance!
Stop searching for 'same day cash loans' or '24/7 loans'. Instead, take control of your finances today with a Fundo loan! With our simple approach and quick approval times, youβre closer to solving your cash needs.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.