Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you’re looking to tackle unexpected expenses or make improvements around the house but are concerned about your personal loan with bad credit rating, Fundo has your back! We understand that the journey to obtaining a loan, especially with traditional lenders, can often feel overwhelming with their strict eligibility rules and lengthy application processes. Many Australians are in your position, searching for alternative funding without unnecessary bureaucracy.
At Fundo, we aim to streamline the borrowing experience, making it hassle-free to secure the small loan you need. Here's what sets us apart:
Let us simplify your life. No need to scour the internet for terms like 'Personal Loan With Bad Credit Rating'; Fundo is your practical solution!
Whether you're looking to cover an emergency car repair or undertake a DIY home project, Fundo provides loans that can help you achieve your goals. Examples include:
Your objectives are varied, and we are here to support you in meeting them! Our short-term loans are designed to provide you with quick financial relief.
When considering a personal loan with bad credit rating, remember that Fundo values your ability to repay over your past borrowing history. To qualify, you need to:
If you meet these criteria and are fresh to Fundo, simply fill out our online application form! Already a borrower? You can reapply in just a few clicks. Applications submitted within business hours are generally reviewed promptly, and funds can be disbursed within 60 seconds of contract acceptance!
Stop searching for 'same day cash loans' or '24/7 loans'. Instead, take control of your finances today with a Fundo loan! With our simple approach and quick approval times, you’re closer to solving your cash needs.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.