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Personal Loans Bad Credit History

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000)

Select loan amount from range

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Safe and Secure. Apply in minutes²

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Personal Loans Bad Credit History

Sometimes, life throws unexpected expenses our way, and we might need a helping hand. Whether it’s funding for a memorable getaway, essential home repairs, or just building a safety net, personal loans can be a fantastic solution to navigate those financial bumps in the road. If you've been searching for options related to personal loans with bad credit history, look no further! Fundo is here to support you with flexible loan solutions tailored to your needs.

Why Choose Fundo for Personal Loans with Bad Credit History?

At Fundo, we’re not just another lender; we’re an Australian-owned institution ready to offer you accessible short-term loans. Our lending options are designed to accommodate individuals with all sorts of credit histories, including those with less-than-perfect credit. Here’s what you can expect when you choose us:

🌟 Quick Approvals: Apply and receive a response swiftly!
💰 Transparent Costs: Enjoy flexible repayment terms without any hidden fees.
⚡ Fast Access to Funds: Funds hit your account within 60 seconds from contract acceptance!
🔄 Tailored Repayment Plans: We work with you to create a repayment schedule that suits your lifestyle.
💡 Clear Communication: No confusing legal jargon—just simple and straightforward loan terms.

Flexible Repayment Options to Suit Your Needs

With Fundo’s personal loans for bad credit history, you can set a repayment schedule that works best for you. Have the freedom to pay off your loan early to avoid monthly accounts and boost your chances of future approval. We believe in encouraging responsible financial behaviour, and we’re here to help you every step of the way.

What Can You Use Your Personal Loan For?

Our loans can be used for various needs, including:

🏡 Home Repairs: Fix that leaky roof or upgrade your living space.
🌼 Emergency Expenses: Tackle unexpected bills or urgent repairs.
🎉 Special Occasions: Celebrate milestones or events that matter to you.

Easy Application Process

Are you curious about how to get started? Our application process is simple and entirely online. All you need to do is provide your personal and financial details, specify the loan amount, and choose your repayment conditions. Plus, Fundo has less stringent requirements than traditional lenders, making it easier for you to qualify for a loan. You simply need to:

✅ Be over 18 years of age
✅ Reside in Australia
✅ Have a verified income of at least $1,000 per fortnight (including any government benefits)
✅ Show that you can manage repayment without being financially worse off

Your Path to Financial Peace of Mind

Worried about securing your next loan? With Fundo’s personal loans with bad credit options, you no longer have to keep sifting through endless searches for quick loans or weekend cash loans! Our goal is to empower you with the financial assistance you need when you need it.

Ready to take the first step toward securing your loan? Apply for a personal loan with Fundo today and experience the difference!

Apply in minutes

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply

Funds in as little as 60
secs from contract
acceptance³

Over $400 million
in loans already
funded

Apply Now

Safe and Secure. Apply in minutes

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Apply in minutes

Fundo loan example⁴

Borrow between
$500 to $5,000

Flexible
payment terms

Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)⁵

Example

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

Apply Now

Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.

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Personal Loans Bad Credit History

Personal Loans Bad Credit History

Why Choose Fundo for Personal Loans with Bad Credit History?

Flexible Repayment Options to Suit Your Needs

What Can You Use Your Personal Loan For?

Easy Application Process

Your Path to Financial Peace of Mind

Apply in minutes

See what our customers say

Fundo loan example4

Small loan

Medium loan

Personal loan

Important Information

Need more help?

Fundo loan example⁴