Personal Loans Bad Credit History
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Sometimes, life throws unexpected expenses our way, and we might need a helping hand. Whether it’s funding for a memorable getaway, essential home repairs, or just building a safety net, personal loans can be a fantastic solution to navigate those financial bumps in the road. If you've been searching for options related to personal loans with bad credit history, look no further! Fundo is here to support you with flexible loan solutions tailored to your needs.
At Fundo, we’re not just another lender; we’re an Australian-owned institution ready to offer you accessible short-term loans. Our lending options are designed to accommodate individuals with all sorts of credit histories, including those with less-than-perfect credit. Here’s what you can expect when you choose us:
With Fundo’s personal loans for bad credit history, you can set a repayment schedule that works best for you. Have the freedom to pay off your loan early to avoid monthly accounts and boost your chances of future approval. We believe in encouraging responsible financial behaviour, and we’re here to help you every step of the way.
Our loans can be used for various needs, including:
Are you curious about how to get started? Our application process is simple and entirely online. All you need to do is provide your personal and financial details, specify the loan amount, and choose your repayment conditions. Plus, Fundo has less stringent requirements than traditional lenders, making it easier for you to qualify for a loan. You simply need to:
Worried about securing your next loan? With Fundo’s personal loans with bad credit options, you no longer have to keep sifting through endless searches for quick loans or weekend cash loans! Our goal is to empower you with the financial assistance you need when you need it.
Ready to take the first step toward securing your loan? Apply for a personal loan with Fundo today and experience the difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
