Personal Loans For Temporary Residents

Personal Loans for Temporary Residents Made Easy

Finding a loan to cover an unexpected expense or undertake home improvements can often feel overwhelming, especially when dealing with traditional banks that are synonymous with strict criteria and tedious paperwork. If you’re a temporary resident in Australia seeking quick access to funds, you might be researching options like “personal loans for temporary residents.” Look no further! Fundo is here to simplify the loan process and get you the support you need.

Why Choose Fundo for Your Personal Loan?

🚀 Fast and Easy Application: We streamline the application process so you can focus on what matters most — your financial needs.
💡 Flexible Criteria: Unlike other lenders, we won’t dismiss your application based on past credit issues. Your current financial situation is what counts!
⏱️ Quick Decisions: With Fundo, you can receive a loan outcome in days instead of weeks, making it possible to act promptly when opportunities arise.
📱 Easy to Manage: Our user-friendly online dashboard allows you to track your loan and get valuable financial tips all in one place.
💰 Rewarding Good Finance Habits: Exhibit excellent credit behaviour and benefit from lower fees on your future loans!

At Fundo, we believe that getting the support you need shouldn’t be complicated. Our range of short-term loans includes solutions tailored for everyday financial needs, whether it's an emergency expense or a minor home project. You can even choose to repay your loan early without facing any penalties!

Your Path to Approval

Each application with Fundo is evaluated based on your current financial standing. To qualify for our personal loans for temporary residents, you need to meet the following criteria:

✅ Over 18 years old.
✅ Currently residing in Australia.
✅ Confirmed income of at least $1,000 per fortnight (including government benefits).
✅ Ability to manage repayments without compromising your financial wellbeing.

Once you check these boxes and submit your application, you might find yourself approved for a loan on the same day if you apply during business hours!

Why Keep Searching?

Stop losing time poring over endless “personal loans for temporary residents” searches. With Fundo, you gain quick access to funds that hit your account within 60 seconds of contract acceptance! Whether you need to address unexpected expenses or make an improvement, our loans are designed to meet your needs without the hassle.

Moreover, our Fundo Score ensures you have a fair shot at getting approved, rewarding responsible financial behaviour. So, if you’ve been curious about how much you can borrow, why not take the leap with Fundo today?

Get Started Today!

Explore the benefits of choosing Fundo for your financial needs. Apply now and discover how easy securing a personal loan for temporary residents can be. Say goodbye to long applications and hello to accessible funding!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.