Personal Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a personal loan to cover unexpected costs like car repairs or urgent home improvements can feel challenging, especially if you have a less-than-perfect credit score. Traditional banks often have lengthy application processes with heaps of documentation required, making it hard to secure funding when you need it most. When looking up options like ‘personal loans with bad credit’ or loans under $1000, you may find it frustrating that many lenders fall short of meeting your needs.
That’s where Fundo comes in! We understand the urgency of your situation and are committed to making the financing process as seamless as possible. No convoluted paperwork or indefinite waiting periods here! With us, responsive service means that rather than waiting weeks, you’ll get a decision in just days. We offer short-term loans tailored for Australians, even if you have bad credit.
When you've searched for ‘personal loans with bad credit’, you might have found different options like quick loans for bad credit or payday loans for bad credit. It's essential to understand the available options fully so that you choose the best one for your needs. At Fundo, we provide a range of small loans that cater to various financial situations. Explore choices like emergency loans or home renovation loans to find the perfect fit for your current expenses.
Once you select the loan type you need, you can easily set repayment schedules that make sense for you. We allow repayment within up to 180 days for a MACC loan, providing flexibility for your budgeting. Early repayment is also permitted—allowing you to avoid any monthly account fees. Throughout your loan term, access your dashboard to manage repayments and get insights on making smart financial choices.
Fundo’s loans are geared toward individuals aged over 18 currently residing in Australia with a verified income of at least $1,000 per fortnight, including government benefits. Your ability to repay the loan is essential, and we’ll support you in demonstrating that you won't be financially worse off by taking on a Fundo loan.
Your Fundo Score can also give you insights into how likely you are to qualify for a loan. Boost your score by borrowing responsibly and making on-time payments. This helps to enhance your chances of loan approval down the track!
Ready to move forward? Click 'Apply Now' on our homepage to get started. It's simple—just fill out your contact details and desired loan amount. Our streamlined process includes three-click applications for returning customers, and if you apply during business hours, you could receive an approval notification and have the funds hit your account the same day!
No more searching for '24/7 loans'—get started with your application at Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
