Personal Loans Without Bank Statements
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When an unexpected expense arises, finding the right financial assistance can feel overwhelming. You may be curious about options such as personal loans without bank statements. Thankfully, Fundo is here to make the borrowing process smoother and more straightforward. As an alternative lender, we provide short-term loans designed to meet your immediate needs—without the hassle of extensive paperwork. Our goal is to offer fast, accessible funding for Australians, prioritising simplicity and transparency every step of the way.
At Fundo, we understand that financial needs come in many forms. Whether you have a one-off expense like surprise car repairs or want to invest in home improvements, we offer loans tailored to your situation. And unlike other lenders, you won’t find yourself needing to type countless queries about loans without bank statements or bad credit options on the internet. Our focus is on finding the best outcome for you!
Applying for a personal loan without bank statements at Fundo is as easy as pie! Here’s how:
Plus, our Fundo Score rewards you for responsible borrowing. Timely repayments can improve your score, which may help you qualify for better terms on future loans. No need to hunt for bad credit loans or cash direct loans—by borrowing responsibly with us, you’ll enjoy an easier path to future financial assistance.
If you’re over 18 years old, currently living in Australia, and have a verified income of at least $1,000 per fortnight, you should be eligible for our personal loans without bank statements. Not sure where to start? Apply with Fundo today and let us help you navigate your financial needs with ease!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
