Poor Credit Short Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
If you're searching for poor credit short term loans, you may have encountered frustrating experiences with traditional banks. Their stringent requirements and lengthy application processes can make obtaining a loan a hassle. But don't worry! At Fundo, we’re here to provide an easy way forward. Our streamlined, online loan application process allows you to access fast funding whenever you need it—all from the comfort of your own home.
With Fundo, you can get the financial support you need promptly. Our tech-savvy approach means you'll get an outcome without the usual delays. Imagine having the funds deposited into your account within 60 seconds from contract acceptance! Here are some key benefits of choosing Fundo:
At Fundo, we understand that unexpected expenses can arise at any time. Our emergency loans are designed specifically to cover those urgent, one-time costs. Unlike other lenders, we take a holistic approach to assess candidates with all credit types. You're not just a number with us—you have a chance for a fresh start.
Moreover, we also recognise positive borrowing behaviour. Repaying your loan early allows you to reduce any monthly account fees you may incur, and you can pay back your loan within up to 180 days for a MACC loan without penalties.
Don't waste your time searching online with terms like 'Need Cash Loan Bad Credit'. With Fundo, the eligibility criteria are straightforward. To qualify for a poor credit short term loan, you simply need to:
With Fundo, we value your good financial habits! Our exclusive Fundo Score rewards you for timely repayments and responsible borrowing. A higher Fundo Score increases your chances of loan approval with us, allowing you more flexibility in your future borrowing needs.
Ready to experience a better way to get the funds you need? Stop searching for traditional lenders and take advantage of Fundo’s friendly and accessible poor credit short term loans today. Fill out your application now and let us help you access the cash you need without the stress!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.