Rapid Finance Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We understand that obtaining a loan can be challenging, especially if your credit isn't perfect. However, at Fundo, we believe that every eligible applicant deserves a chance! Our mission is to make short-term loans more accessible to Australians, ensuring that your unique circumstances are taken into account during the application process.
If you’ve been searching for Rapid Finance Personal Loans, our online services can also assist with various needs, including urgent expenses and one-off costs. Unlike some lenders, Fundo caters to responsible borrowers seeking support for unplanned bills or emergencies, but does not cater to debt consolidation or similar purposes.
Our emergency loans can help cover unexpected costs like repairs or medical bills. Plus, we offer flexible terms, allowing you to opt for loan repayment of up to 180 days or pay it off early to save on any applicable fees. Demonstrating good borrowing habits can lead to better chances of approval for future loans.
Want to enhance your chances of loan approval? Get to know your Fundo Score! By making on-time payments and providing feedback, you can improve your score, opening the door to more favourable loan offers in the future.
It’s important to know that you must be:
For first-time applicants, we may process your loan within the same day during business hours! If you're a returning customer, you can enjoy a simple, three-click application process.
Stop searching for options like 'Need Cash Loan Bad Credit' or 'Bad Credit Instant Cash Loan'—you've found your answer here at Fundo. Reach out now for your Rapid Finance Personal Loan and take the first step towards managing your finances more effectively!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
