Short Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up at the most inconvenient times, and when that happens, short loans can often provide the quick cash you need. If you’ve been searching for “short loans bad credit” and haven’t found what you’re looking for, Fundo is here to help! Our loans are designed to be accessible, even for those with less-than-perfect credit. So, whether you’ve looked for alternatives like "Quick Loans Australia Bad Credit" or similar options, you can trust that Fundo has your back with transparent and straightforward offerings.
At Fundo, we prioritise your needs and simplify the borrowing process. Here’s why our short loans stand out:
If you've been concerned about finding options for "short loans bad credit," you’ll be pleased to know that Fundo caters to a variety of short-term financial needs. Some common purposes for our loans include:
Fundo’s uniquely designed loan process includes a Fundo Score, which helps you as a borrower enhance your chances of securing better loan terms. By maintaining good financial habits such as timely repayments and positive interactions, you can improve your Fundo Score, unlocking even more benefits with us.
To qualify for a short term loan, you simply need to be over 18 years old, reside in Australia, have a verified income of at least $1,000 per fortnight, and demonstrate that you can manage repayments comfortably. And while we cater to a variety of credit situations, bear in mind that a credit check may be required as part of the assessment process.
Submitting your application is straightforward. If you apply during business hours, we may be able to process your request, provide an answer, and deposit the funds into your account within 60 seconds from the contract acceptance. Returning customers even benefit from our speedy three-click application process!
If you’re still comparing options for "short loans bad credit" and haven’t found your ideal match, look no further! Fundo is ready to assist you. Apply for your short-term loan today and take the first step towards financial freedom!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
