Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can pop up at any moment, leaving you in need of quick financial support. That's where short-term lenders come into play! If you're looking for a friendly and reliable option, Fundo is here to help. We specialise in providing short-term loans tailored for Australians, including those who may not have the best credit history. With Fundo, you can secure the funds you need without any hassle or lengthy processes.
At Fundo, we understand the importance of fast and accessible financing. Here’s why we stand out as your trusted short term lender:
With our uncomplicated approach, you can finally stop searching for alternatives like 'short term lenders' or 'short term lenders in Australia' and choose Fundo instead. We Cater to your needs by offering different funding options suitable for covering one-off expenses.
Getting a short-term loan with Fundo is straightforward. All you need to do is demonstrate your stability:
If you meet these criteria, simply fill out our application with your personal and contact information, and specify your desired loan amount. If all goes smoothly, you could receive the funds on the same day if you apply during business hours!
With Fundo, you're not just getting a loan; you're investing in a healthier financial future. Our Fundo Customer Score system also helps you keep track of your financial habits, improving your approval chances for future loans. By repaying on time and recommending us to friends, you can enhance your Fundo Customer Score!
Ready to make that financial leap? The days of searching for 'direct cash loans' or 'emergency loans' are behind you. Choose Fundo as your dependable short-term lender and apply for your loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.