Short Term Loans 12 Months
Same day funds up to $5,000
Same day funds up to $5,000
If you’re on the lookout for short term loans 12 months, you may need quick access to funds for unexpected expenses or financial needs that can’t wait. Many of us face situations where urgent cash is required, be it for a sudden car repair or urgent medical bills. At Fundo, we understand the need for accessible funding solutions when you need them most.
Fundo is a friendly alternative lender offering short-term loans, designed to meet your financial demands swiftly and easily. Our application process is straightforward and efficient, ensuring that you can access your funds promptly—within 60 seconds from contract acceptance, if you're approved!
Searching for terms like 'short term loans 12 months' means you’re exploring all avenues to find the perfect financial solution. At Fundo, we pride ourselves on being a trustworthy choice. Our array of loan options can be tailored to specific needs. For example, consider our home renovation loans to boost your living space or our emergency loans for those vital one-off expenses. While we don't offer debt consolidation loans at Fundo, we focus on providing short-term loans that cater specifically to your immediate cash flow requirements.
Worried about being approved? Unlike many traditional lenders, we keep our eligibility requirements minimal, boosting your chances of securing a loan with us. If you reside in Australia and meet our basic criteria, approval can be just around the corner. To qualify for a Fundo loan, you just need to:
Applying for a loan at Fundo is quick and simple. Just complete the application form on our website, providing personal and financial details, and specify the amount and repayment terms you desire. For the best chance of receiving funds quickly, consider applying during our business hours.
At Fundo, we believe in rewarding responsible financial behaviour. Paying off your loans early can reduce or eliminate any applicable monthly service charges, helping you save more in the long run. Moreover, by engaging with us—like leaving positive reviews or referring friends—you can improve your Fundo Score, which could make future loan applications even easier.
Your search for short term loans 12 months doesn’t have to end in frustration. With Fundo, you have an accessible, reliable option ready to cater to your funding needs. Don’t hesitate; apply for your loan with Fundo today and experience the ease of managing your financial needs!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
