Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you’re on the lookout for short term loans 12 months, you may need quick access to funds for unexpected expenses or financial needs that can’t wait. Many of us face situations where urgent cash is required, be it for a sudden car repair or urgent medical bills. At Fundo, we understand the need for accessible funding solutions when you need them most.
Fundo is a friendly alternative lender offering short-term loans, designed to meet your financial demands swiftly and easily. Our application process is straightforward and efficient, ensuring that you can access your funds promptly—within 60 seconds from contract acceptance, if you're approved!
Searching for terms like 'short term loans 12 months' means you’re exploring all avenues to find the perfect financial solution. At Fundo, we pride ourselves on being a trustworthy choice. Our array of loan options can be tailored to specific needs. For example, consider our home renovation loans to boost your living space or our emergency loans for those vital one-off expenses. While we don't offer debt consolidation loans at Fundo, we focus on providing short-term loans that cater specifically to your immediate cash flow requirements.
Worried about being approved? Unlike many traditional lenders, we keep our eligibility requirements minimal, boosting your chances of securing a loan with us. If you reside in Australia and meet our basic criteria, approval can be just around the corner. To qualify for a Fundo loan, you just need to:
Applying for a loan at Fundo is quick and simple. Just complete the application form on our website, providing personal and financial details, and specify the amount and repayment terms you desire. For the best chance of receiving funds quickly, consider applying during our business hours.
At Fundo, we believe in rewarding responsible financial behaviour. Paying off your loans early can reduce or eliminate any applicable monthly service charges, helping you save more in the long run. Moreover, by engaging with us—like leaving positive reviews or referring friends—you can improve your Fundo Customer Score, which could make future loan applications even easier.
Your search for short term loans 12 months doesn’t have to end in frustration. With Fundo, you have an accessible, reliable option ready to cater to your funding needs. Don’t hesitate; apply for your loan with Fundo today and experience the ease of managing your financial needs!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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