Short Term Loans 12 Months
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re on the lookout for short term loans 12 months, you may need quick access to funds for unexpected expenses or financial needs that can’t wait. Many of us face situations where urgent cash is required, be it for a sudden car repair or urgent medical bills. At Fundo, we understand the need for accessible funding solutions when you need them most.
Fundo is a friendly alternative lender offering short-term loans, designed to meet your financial demands swiftly and easily. Our application process is straightforward and efficient, ensuring that you can access your funds promptly—within 60 seconds from contract acceptance, if you're approved!
Searching for terms like 'short term loans 12 months' means you’re exploring all avenues to find the perfect financial solution. At Fundo, we pride ourselves on being a trustworthy choice. Our array of loan options can be tailored to specific needs. For example, consider our home renovation loans to boost your living space or our emergency loans for those vital one-off expenses. While we don't offer debt consolidation loans at Fundo, we focus on providing short-term loans that cater specifically to your immediate cash flow requirements.
Worried about being approved? Unlike many traditional lenders, we keep our eligibility requirements minimal, boosting your chances of securing a loan with us. If you reside in Australia and meet our basic criteria, approval can be just around the corner. To qualify for a Fundo loan, you just need to:
Applying for a loan at Fundo is quick and simple. Just complete the application form on our website, providing personal and financial details, and specify the amount and repayment terms you desire. For the best chance of receiving funds quickly, consider applying during our business hours.
At Fundo, we believe in rewarding responsible financial behaviour. Paying off your loans early can reduce or eliminate any applicable monthly service charges, helping you save more in the long run. Moreover, by engaging with us—like leaving positive reviews or referring friends—you can improve your Fundo Score, which could make future loan applications even easier.
Your search for short term loans 12 months doesn’t have to end in frustration. With Fundo, you have an accessible, reliable option ready to cater to your funding needs. Don’t hesitate; apply for your loan with Fundo today and experience the ease of managing your financial needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
