Simple Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for simple payday loans? Whether you're dealing with unexpected expenses, or just need funds in a pinch, we understand how important it is to find a fast and reliable lending option. At Fundo, we specialise in short-term loans designed to be quick and hassle-free, allowing you to access the cash you need when you need it most.
Fundo is ready to assist with your short-term financing needs when you search for small loans until payday or short-term payday loans. Our offerings let you tailor repayment terms to fit your lifestyle—no need for complicated agreements or surprise fees! If you find yourself needing to cover essential expenses quickly, Fundo has your back.
Worried about meeting the eligibility criteria? With Fundo, we keep requirements simple:
Applying is a breeze! Fill out our online application form with your personal details and the amount you wish to borrow. If you’ve borrowed from us previously, reapplying is quick and easy—just a few clicks and you’re done!
Many customers search for quick personal loans online and stumble upon alternatives that might not suit their needs. At Fundo, we focus on providing you with flexible, simple payday loans that don’t leave you with more questions than answers. Our purpose is straightforward: to help you bridge financial gaps smoothly and responsibly.
As part of our commitment to better borrowing practices, we offer the Fundo Score. This feature rewards you for good credit behaviour, such as timely repayments and referrals—it’s our way of appreciating responsible borrowing! A higher Fundo Score could improve your chances of loan approval for future applications.
Stop the cycle of stressful searches for last minute loans and discover a more direct and friendly approach with Fundo. Ready to get started on your simple payday loan journey? Apply now and experience the Fundo difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
