Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you're searching for small loans with bad credit history, you're likely looking for fast and reliable funding to bridge a financial gap. Life can throw unexpected expenses your way, from surprise bills to necessary purchases, and having a trusted short-term loan option is essential. That’s where Fundo comes in as an alternative lender that responds to your needs efficiently.
When you need short-term loans, it’s important to know that Fundo simplifies the process, ensuring quick access to funds. Our online application is straightforward, allowing you to skip the tedious paperwork often associated with traditional loans. Here’s what you can expect when working with us:
Whether you’re looking for small personal loans with bad credit or quick access to cash, Fundo is here as your partner. Our small loans cater to urgent needs without the long wait times often associated with banks or other lenders. By making timely repayments, you increase your chances of securing further loans, making us a reliable choice for future funding.
Thinking of applying for one of our small loans? Here’s how you can get started:
Unlike traditional lenders, Fundo has fewer eligibility requirements, making it easier for you to access the funds you need. To qualify, you simply need to be:
With us, even if you've encountered credit challenges in the past, you have a chance to improve your Fundo Customer Score through responsible borrowing. Participate in our benefits programme; you can leave reviews, refer friends, and pay your loans on time, which can pave the way for future approvals.
Your search for small loans with bad credit history ends here at Fundo. Don’t let your credit history hold you back—apply today and discover how we can support your financial journey!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.