Spot Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, Spot Loans Australia are a great way to access immediate funds without the hassle of traditional banking. Whether it's a medical bill, car repair, or a last-minute opportunity, we understand that sometimes you need cash fast. At Fundo, we provide flexible options designed with your needs in mind.
At Fundo, we understand that each borrower has unique circumstances. That's why we offer a range of loan products suitable for different needs. You might be interested in our spot loans to manage one-off expenses or explore options like our emergency loans. Whichever you choose, you can trust that our terms are straightforward and suitable for your financial situation.
Ready to get your hands on Spot Loans Australia? Applying is easy! To be eligible, you must:
Don't worry if past credit challenges have been a barrier; we focus more on your current situation and capacity to repay. While some lenders may require extensive credit checks, we aim to simplify your experience when seeking secured payday loans or other urgent cash solutions.
Did you know that your Fundo Score could improve with responsible borrowing? By making on-time payments and referring friends, you strengthen your credit relationship with us. A higher Fundo Score not only reflects your reliability but can also open up better loan opportunities in the future.
If you're looking for Spot Loans Australia, your search ends here! Submit your application directly on our website, which is easy to navigate and designed for your convenience. We may even approve your loan and deposit the funds as soon as today if you apply during business hours. Don't hesitate any longer—unlock quick financial support with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
