Spot Loans Pty Ltd

Looking for Spot Loans Pty Ltd? Choose Fundo for Your Short-Term Loan Needs

When unexpected expenses pop up, securing a loan can be the ideal solution. If your quest for 'Spot Loans Pty Ltd' hasn’t yielded the perfect match, worry not! At Fundo, we specialise in providing hassle-free short-term loans tailored to fit a variety of needs. We strive to make our loans accessible, even to those who seldom find suitable options for short-term loans. If you’ve been exploring alternatives or local lenders like 'Quick Loans Gold Coast', you’re in the right place. With Fundo, you’ll never face hidden fees or complex paperwork. Our loan offers come with clear, upfront terms to ensure your experience is simple and straightforward.

Why Go with Fundo?

⚡ Quick and Easy Application: Enjoy our 100% online application process that simplifies the way you apply for a loan.
🔍 Transparent Terms: Our agreements are straightforward, allowing you to focus on what truly matters.
✔️ Flexible Repayment Options: Choose to repay weekly, fortnightly, or monthly according to what suits you best.
💰 Fast Funds Access: Funds can hit your account within 60 seconds from contract acceptance.
🛠️ Easy Management: Monitor your loan through our self-service dashboard for hassle-free repayment management.

After looking into 'Spot Loans Pty Ltd', you might be feeling overwhelmed by all the loan options available. However, Fundo offers a variety of small loans designed to meet your unique circumstances, such as emergency loans and home renovation loans. Once you select the appropriate loan type, you can comfortably manage repayment over a maximum term of up to 180 days. Plus, you have the flexibility to pay off your loan early, minimising any potential account fees!

What Makes You Eligible for a Fundo Loan?

Joining the Fundo family is easy! To qualify, you simply need to:

🎉 Be over 18 years old.
🇦🇺 Reside in Australia.
💼 Have a verified income of at least $1,000 per fortnight (including government benefits).
💡 Show that you can comfortably make repayments and won’t be worse off financially by taking on a Fundo loan.

Applying for a loan with Fundo is a breeze! Just fill out our application form, detailing your desired loan amount and personal information. If you apply during business hours, you’ll quickly receive your outcome. Approved? You could even see the funds in your account on the same day! And for our returning customers, applying is faster than ever — just three clicks!

Wondering how to enhance your approval chances? Your Fundo Score, influenced by timely payments and customer referrals, can significantly impact your loan eligibility. Say goodbye to worries about 'instant approval loans need cash today' or 'small loans bad credit' issues — with Fundo, you're in good hands. Ready to take the next step? Apply now and experience the Fundo difference!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.