Spot Loans Pty Ltd
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses pop up, securing a loan can be the ideal solution. If your quest for 'Spot Loans Pty Ltd' hasn’t yielded the perfect match, worry not! At Fundo, we specialise in providing hassle-free short-term loans tailored to fit a variety of needs. We strive to make our loans accessible, even to those who seldom find suitable options for short-term loans. If you’ve been exploring alternatives or local lenders like 'Quick Loans Gold Coast', you’re in the right place. With Fundo, you’ll never face hidden fees or complex paperwork. Our loan offers come with clear, upfront terms to ensure your experience is simple and straightforward.
After looking into 'Spot Loans Pty Ltd', you might be feeling overwhelmed by all the loan options available. However, Fundo offers a variety of small loans designed to meet your unique circumstances, such as emergency loans and home renovation loans. Once you select the appropriate loan type, you can comfortably manage repayment over a maximum term of up to 180 days. Plus, you have the flexibility to pay off your loan early, minimising any potential account fees!
Joining the Fundo family is easy! To qualify, you simply need to:
Applying for a loan with Fundo is a breeze! Just fill out our application form, detailing your desired loan amount and personal information. If you apply during business hours, you’ll quickly receive your outcome. Approved? You could even see the funds in your account on the same day! And for our returning customers, applying is faster than ever — just three clicks!
Wondering how to enhance your approval chances? Your Fundo Score, influenced by timely payments and customer referrals, can significantly impact your loan eligibility. Say goodbye to worries about 'instant approval loans need cash today' or 'small loans bad credit' issues — with Fundo, you're in good hands. Ready to take the next step? Apply now and experience the Fundo difference!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.