Unsecured Bad Credit Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, unsecured bad credit personal loans can provide a practical solution to get the funds you need quickly. From covering the cost of an emergency plumber to fulfilling an urgent purchase, loans can be the ideal way to manage these expenses. It can feel overwhelming to search for lenders offering 'unsecured bad credit personal loans', especially if you're unsure where to find reliable options. But with Fundo, you’re in safe hands!
At Fundo, we're dedicated to offering accessible short-term loans for a wide range of borrowers, including those who might have faced roadblocks with traditional lenders. We pride ourselves on:
With our straightforward approach to loans, you can skip the heavy legal jargon. Applying for funding with Fundo is fast and easy—everything is completed online, so you won’t have to step out of your comfort zone.
Searching for 'unsecured personal loans for individuals with poor credit' can be a daunting task. However, with Fundo, you can expect faster approvals with manageable repayment options. Our unsecured bad credit personal loans come with repayment terms of up to 180 days, providing you the flexibility to manage your finances.
By being consistent with repayments, you increase your chances of qualifying for additional loans in the future.
If you’re in need of timely funding, our loans can be perfect for a variety of personal expenses. Please note that our loans are not designed for debt consolidation or to pay existing debts. Instead, think of how a Fundo loan can assist you with:
We offer various online tools to help manage your loans, including an interactive dashboard to track your account, reschedule payments, and receive budgeting advice. With Fundo, your search for unsecured bad credit personal loans becomes a thing of the past!
Curious about your eligibility for Fundo loans? Don’t worry! Our application process is straightforward. Here’s what you need to know:
To apply for an unsecured bad credit personal loan, simply complete our online application, provide the relevant personal and financial details, and indicate your desired loan amount and repayment terms. If everything aligns, you could see the funds in your account within 60 seconds from contract acceptance!
Ready to take control of your finances? Leap into action today and apply for a loan with Fundo!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.