Unsecured Personal Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Whether you're dealing with an unexpected medical bill or need to tackle car repairs, life's surprises can throw your budget off track. You might even be looking to spruce up your home with some improvements. Whatever your financial demands may be, considering an unsecured personal bad credit loan could be your solution. Traditional banks often impose strict requirements and lengthy application processes, which is why many Australians are exploring alternative funding avenues. No longer do you need to sift through countless options online—Fundo makes securing short-term loans simple and fast, all from the comfort of your own home.
At Fundo, we’re committed to opening the door for individuals from diverse backgrounds, including those with less-than-perfect credit. Say goodbye to tedious red tape! Our tech-driven approach ensures you receive an outcome in days, not weeks, allowing you to focus on resolving your immediate financial needs. Plus, we provide flexible repayment plans to fit your budget, keeping everything clear with no hidden fees.
Many search for terms like unsecured bad credit loans or bad credit finance, but with Fundo, applying for an unsecured personal bad credit loan is straightforward and hassle-free. Embrace the flexibility of our loans—repay within 180 days as per your convenience.
Thought about your Fundo Score? It plays a key role in your ability to secure future loans. A higher Fundo Score, which reflects your positive repayment behaviour and timely interactions with us, can enhance your loan options. Getting started is easy—if you’re over 18, currently living in Australia, earning at least $1,000 per fortnight (including government benefits), and have a clear repayment plan, you’re in a good spot to apply. You can fill out the loan application directly on our site, eliminating the need to keep searching for alternatives.
Don't hesitate—apply today and discover how easy it is to obtain a loan with Fundo. When it comes to reliable funding options, you've already found your answer with us! Say goodbye to those endless searches for 'apps like Cash App in Australia' or 'instant cash loans'—you’re in the right place. Take the step towards financial relief and put your plans into action. We’re ready to support your journey with a friendly approach and a smile!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
