What Are My Options If I Need Cash Fast To Pay My Bills?
Same day funds up to $5,000
Same day funds up to $5,000
If you have been typing ‘I need cash fast’ into your search bar, you may have found yourself in a financial pinch. It can be very worrying when unexpected expenses arise, and you don’t have the funds to cover them. When you need money urgently, you don’t always have the time to sit around and wait for your next pay cheque to come in.
Whether it’s a medical emergency, car repairs, or a much-needed holiday, you don’t have to look up ‘I need cash fast’ for a solution. Here at Fundo, we can help you get closer to the money you need quickly and easily. You can borrow between $500 and $2000 with flexible repayment terms, quick turnaround times, and no hidden fees.
When you’re searching for ‘I need cash fast’ during an emergency financial situation, a payday loan may be a viable option. However, these typically have more fees than traditional loans and, if used improperly, can create a cycle of debt when you are not able to pay off the loan promptly.
Another option is to apply for a short-term personal loan with us at Fundo. Our loans are designed to help people get on top of any unexpected personal expenses. We have straightforward eligibility criteria.
If you are interested in getting a quick fast loan from us, you need to meet the following requirements:
While we don’t usually approve applications from unemployed applicants, we do regularly work with borrowers with complicated employment situations. Feel free to reach out to us to discuss your options.
Thanks to the online nature of Fundo’s services, applications can be submitted anytime, day or night, even after business hours, which is great for those researching ‘I need cash fast’ during off hours.
Our application processing hours are 9 a.m. to 6 p.m. on Mondays through Fridays and 9 a.m. to 5 p.m. on Saturdays. If you apply and get approval during those hours, chances are you’ll get your funds on the same day. If you send in your application late or on Sundays, don’t worry; you can expect to hear from us about your result within the next twenty-four hours.
We send your loan funds directly to you after your application has been accepted. You should be aware that every bank has its own processing time, so the time it takes for your balance to reflect will vary. Nevertheless, Fundo understands the importance of receiving your funds in a timely manner. We strive to get your money to you as soon as possible.
We want to make sure you understand everything about your short-term loan before you apply. Our friendly customer support staff based in Sydney will be happy to help you with any questions you might have about weekend loans or fast loan approval. Please do not hesitate to get in touch by either calling us on 02 9066 9660, sending an email to hello@fundo.com.au, or using our website’s live chat function.
When explaining the charges of a loan, such as interest and fees, many lenders use jargon that is too complex or difficult to understand. Fundo eliminates the need for you to decipher legalese, find obscure paperwork or waste time with long-winded explanations from ‘I need cash fast’ search results. All fees will be disclosed upfront, so you don’t have to worry about unexpected charges later on. Simplifying the process for small short-terms is what we do best, after all.
Approved borrowers can even enjoy exclusive features like the Fundo Credit Score, which is our points system that rewards positive financial behaviour. The higher your score is, the better your chances are of getting future applications approved. Sticking with us as your lender can help you increase your score, as can repaying your loans on time, leaving a review, and referring a friend.
You can use our interactive self-service dashboard to monitor your Fundo Credit Score, make repayments, and adjust your repayment schedule. We also send regular pieces of advice on different financial wellness topics through the dashboard. Whether you are curious about bad credit cash loans, quick loan apps, or loans places, you can refer to these as you go through your personal journey towards financial health.
You can finally stop looking up ‘I need cash fast’ on your search bar and enjoy an easy peasy online loan application process with us at Fundo.
Disclaimer: The views presented in this article are not to be construed as financial advice or recommendations. They are offered solely to provide general information and entertainment. Any and all opinions are subject to change at any time without prior notice.
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.