FUNDO
LOAN EXAMPLE

Borrow
between
$500 - $5000
Flexible
Payment
Terms
NO HIDDEN FEES
PAYOUT EARLY
FOR DISCOUNTS
Borrow
between $500 - $5000
Pay
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*

Example

Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

MEDIUM LOAN

Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*

Example

Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you have been typing ‘I need cash fast’ into your search bar, you may have found yourself in a financial pinch. It can be very worrying when unexpected expenses arise, and you don’t have the funds to cover them. When you need money urgently, you don’t always have the time to sit around and wait for your next pay cheque to come in.

Whether it’s a medical emergency, car repairs, or a much-needed holiday, you don’t have to look up ‘I need cash fast’ for a solution. Here at Fundo, we can help you get closer to the money you need quickly and easily. You can borrow between $500 and $2000 with flexible repayment terms, quick turnaround times, and no hidden fees.

What are my options if I need cash fast to pay my bills?

When you’re searching for ‘I need cash fast’ during an emergency financial situation, a payday loan may be a viable option. However, these typically have more fees than traditional loans and, if used improperly, can create a cycle of debt when you are not able to pay off the loan promptly. 

Another option is to apply for a short-term personal loan with us at Fundo. Our loans are designed to help people get on top of any unexpected personal expenses. We have straightforward eligibility criteria.

If you are interested in getting a quick fast loan from us, you need to meet the following requirements:

  • You must be at least 18 years old at the time of your application.
  • You must be a citizen or tax-paying resident of Australia.
  • You should make at least $300 per week in regular income, excluding government benefits.
  • You must demonstrate an ability to meet repayment deadlines.
  • You must not place undue financial pressure on yourself by borrowing from Fundo.

While we don’t usually approve applications from unemployed applicants, we do regularly work with borrowers with complicated employment situations. Feel free to reach out to us to discuss your options.

Are online loans available even after business hours?

Thanks to the online nature of Fundo’s services, applications can be submitted anytime, day or night, even after business hours, which is great for those researching ‘I need cash fast’ during off hours.

Our application processing hours are 9 a.m. to 6 p.m. on Mondays through Fridays and 9 a.m. to 5 p.m. on Saturdays. If you apply and get approval during those hours, chances are you’ll get your funds on the same day. If you send in your application late or on Sundays, don’t worry; you can expect to hear from us about your result within the next twenty-four hours.

We send your loan funds directly to you after your application has been accepted. You should be aware that every bank has its own processing time, so the time it takes for your balance to reflect will vary. Nevertheless, Fundo understands the importance of receiving your funds in a timely manner. We strive to get your money to you as soon as possible.

What is the best way to contact lenders if I need a fast cash loan?

We want to make sure you understand everything about your short-term loan before you apply. Our friendly customer support staff based in Sydney will be happy to help you with any questions you might have about weekend loans or fast loan approval. Please do not hesitate to get in touch by either calling us on 02 9066 9660, sending an email to hello@fundo.com.au, or using our website’s live chat function.

When explaining the charges of a loan, such as interest and fees, many lenders use jargon that is too complex or difficult to understand. Fundo eliminates the need for you to decipher legalese, find obscure paperwork or waste time with long-winded explanations from ‘I need cash fast’ search results. All fees will be disclosed upfront, so you don’t have to worry about unexpected charges later on. Simplifying the process for small short-terms is what we do best, after all.

Approved borrowers can even enjoy exclusive features like the Fundo Credit Score, which is our points system that rewards positive financial behaviour. The higher your score is, the better your chances are of getting future applications approved. Sticking with us as your lender can help you increase your score, as can repaying your loans on time, leaving a review, and referring a friend.

You can use our interactive self-service dashboard to monitor your Fundo Credit Score, make repayments, and adjust your repayment schedule. We also send regular pieces of advice on different financial wellness topics through the dashboard. Whether you are curious about bad credit cash loansquick loan apps, or loans places, you can refer to these as you go through your personal journey towards financial health.

You can finally stop looking up ‘I need cash fast’ on your search bar and enjoy an easy peasy online loan application process with us at Fundo.

Disclaimer: The views presented in this article are not to be construed as financial advice or recommendations. They are offered solely to provide general information and entertainment. Any and all opinions are subject to change at any time without prior notice.