Do I Qualify For Online Cash Loans If I Am Self-employed?
Same day funds up to $5,000
Same day funds up to $5,000
Are you tired of the hassle and complexity that traditional lending institutions typically have? Are you in need of immediate cash loans but can’t seem to get what you need because of lengthy approval processes?
At Fundo, we understand the frustration of trying to access quick financial assistance. That’s why we’ve created solutions to make it easy for you to get closer to the cash you need when you need it.
With our streamlined application process and fast approval times, we cut through the red tape and get you closer to the funds you need.
Eligibility requirements for immediate cash loans vary among lenders, and it’s important to check with individual lenders to understand what their specific requirements are. However, many lenders may still consider self-employed individuals for online cash loans.
At Fundo, we understand that not everyone’s employment situation is straightforward, and we are here to help qualified borrowers who need immediate cash loans. To be eligible for our online easy loans ranging from $500 to $2,000, you must:
Our application process is designed to be user-friendly and stress-free, so if you’re looking for something related to immediate cash loans or small instant cash loans, we may be a good option for you.
Our online form is accessible 24/7, so you can apply at a time that suits you, and we approve applications from Monday through Saturday as part of our commitment to making a fast approval cash loan possible.
If you qualify, we will send you a loan agreement and make the funds available in your account ASAP, often on the same day.
Whether or not payments for cash loans are auto-debited from your account depends on the specific loan agreement. Some lenders may require automatic payments to be set up, with funds for each payment automatically deducted from your account. This makes it easier for you to keep track of regular payments and makes it less likely that you forget when a payment is due.
At Fundo, we aim to make the loan process easy and hassle-free for our customers. As part of this, we offer flexible repayment options, including the possibility of auto-debiting payments from your account or making your repayments manually.
We recommend that you read the loan agreement carefully before agreeing to the terms to ensure you understand the specific repayment schedule and method.
When you loan money online with Fundo, you can manage your loan with a self-service account dashboard. You can access your account information, update personal details, make or reschedule repayments, and stay on top of your loan balance, duration, and payment dates. We strive to make loan management as convenient as possible for you with 24/7 access to your account.
Yes, you can make an extra payment or repay your loan early. It depends on the specific money loan agreement and the lender. Some may allow you to make additional payments at any time, while others may have certain conditions or restrictions.
If you are looking to reduce the overall cost of your loan by paying off the balance early, it is important to contact your lender to discuss the options available to you. Depending on the terms of the loan, you may be able to pay a reduced amount, or the lender may charge a prepayment penalty on your immediate cash loans.
At Fundo, we encourage healthy borrowing habits, which is why we don’t charge any early repayment fees. If you are able to make early payments, you may be able to avoid monthly account fees, thus reducing the overall cost of the quick finance loan.
In line with this, our approach to assessing creditworthiness goes beyond just traditional credit scores. That is why we’ve created our own credit scoring system, the Fundo Credit Score, which rewards you for paying your online loan early or on time, as well as for sharing feedback and referring friends to Fundo for immediate cash loans as well.
The more points you earn, the higher your Fundo Credit Score and the greater your chances of being approved for future Fundo loans. You may also receive special discounts and benefits when you increase your Fundo Credit Score.
At Fundo, we understand that unexpected financial situations can arise, and when they do, you need access to cash quickly. That’s why we offer fast and efficient online loan services to meet the needs of individuals in need of immediate cash loans.
Our streamlined application process and quick response times ensure that you can get closer to the cash you need without any delay. Whether you’re in need of a short-term loan or a fast cash loan, we’ve got you covered.
With our quick, easy, and convenient loan process, you can have peace of mind knowing that you have access to the funds you need when you need them. If you have any concerns, don’t hesitate to contact us to discuss your circumstances. With Fundo, obtaining a loan today is possible.
Apply for a quick small loan with us!
Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.