$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you’re in a financial bind and need money fast, it’s tempting to look for ‘instant cash loans no credit check’ options online. However, you don’t have to settle for limited choices online if you have less-than-stellar credit. Short-term personal loans from Fundo are another option when you need quick loan offers. 

Fundo offers short-term personal loans from $500 to $2,000 that you can pay back in up to 180 days. The application process is quick and can be done online. Learn more about Fundo loans and how we inform you about your financial health today.

How do no credit check instant loans work?

If you’ve been looking for options similar to ‘instant cash loans no credit check’ or ‘fast bad credit payday loans’, it’s essential to understand how no credit check instant loans work. 

‘Instant cash loans no credit check’ and other related options typically work by allowing individuals to apply for a loan online without a formal credit check. Instead, the lender may use other ways to check the applicant’s credit, like their work or income history. 

However, your options don’t have to be limited to no credit check instant loans if you have less-than-ideal credit. Fundo offers an alternative solution for those in need of quick cash. 

Unlike options related to ‘instant cash loans no credit check’, Fundo still conducts a credit check on all applicants. Your credit score, however, has little impact on our loan application assessment. We look into other factors, such as your current ability to pay. 

Even better, our small personal loans have a 100% online process that makes it quick and easy for people to apply and receive an outcome on their application. 

Do I have to put up a deposit to get loans with no credit checks?

It depends on the lender and the loan you are applying for. For offers related to ‘instant cash loans no credit check’, some lenders may require you to deposit collateral to offset the risk of lending to someone with no credit history or a not-so-ideal credit score.

At Fundo, we don’t require our borrowers to put up a deposit to apply for any of our small personal loans. We typically only charge an establishment fee and a monthly account fee, given that you pay on time. 

On top of this, we ensure that our borrowers can get the most out of their loans in a fun and engaging way.

At Fundo, we don’t just look at your traditional credit score. We also give you your very own Fundo Credit Score when you are approved for a Fundo loan. 

Our unique credit scoring system rewards you for being a responsible borrower! Whether you’re paying your loans on time or referring our service to your friends and family, there are multiple ways to increase your score – the higher your score, the more likely you are to get approved for future Fundo loans. 

You can track your Fundo Credit Score and easily manage your loans using our self-service dashboard. You’ll have all the information you need right at your fingertips, including repayment schedules and tips on how to make the most of your loan. Plus, you’ll receive valuable information about financial wellness and improvement. Apply now and start building your Fundo Credit Score!

Can anyone apply for no credit check cash loans?

The requirements and eligibility criteria when applying for instant online loans will vary depending on the lender’s terms and conditions. No matter how much money you need and how quickly you need it to pay your bills, it’s still important to understand what options are available to you, what the lender’s requirements are, and whether you can realistically meet them. 

You don’t have to settle for searching ‘instant cash loans no credit check’ online. At Fundo, we offer quick short term loans to help you with your immediate financial gap. 

If you’re looking for fast loans, we understand that you need cash right away. We make the loan application process as simple as possible. You can apply for a Fundo loan in three clicks if you have been a Fundo borrower before! 

The only thing you have to do to get started is declare how much you wish to borrow and fill out a general information sheet to ensure you meet our eligibility requirements. 

To qualify for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week, excluding government benefits;
  • demonstrate an ability to meet your repayment deadlines; and 
  • ensure you aren’t putting yourself in financial hardship by borrowing from Fundo.

Consider Fundo’s small personal loans instead of searching online for ‘instant cash loans no credit check’. At Fundo, it’s possible to get your funds within the same day if you apply for a quick personal loan online during business hours and get approved. 

If you have questions like ‘What are payday loans?’ or ‘What are instant cash loans no credit check?’ feel free to contact us. We are reachable by phone and email from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m.

When you need to borrow money today, consider applying for a teeny, tiny Fundo loan!

Disclaimer: The opinions in this article are for general information and entertainment only. You should not take any opinion in this article as a recommendation or financial advice. Any statement made in a commentary may be modified without prior notice.