$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

While instant loans, Australia-wide weekend loans, and online loans can help you cover budget gaps, you may need more flexible loan options to fit your financial situation. You could look into short-term personal loans from Fundo, which have flexible terms for paying back the loan and a quick online application process. 

At Fundo, we understand how emergency expenses can make managing your finances more complicated. Instead of relying on the results for terms like ‘instant loans Australia’, learn more about what Fundo can do for you and your financial well-being. 

What are the limitations of using online instant loans?

Online instant loans are usually more flexible than traditional loan options, but they have some limitations regarding loan terms and conditions, customer service, and loan amounts. For example, some instant loans have smaller loan amounts, shorter repayment periods, and fewer customer service options. 

Some of these may help with a fast loan approval process for loans like ‘instant loans Australia’ or ‘instant pay loans’, but the limitations may affect your borrowing experience. 

Before you settle for options related to ‘instant loans Australia’, you can consider other options like Fundo’s small personal loans, which have quick application review processes, allowing you to get closer to the funds you need.

If you’re looking for a different loan option than instant loans, Fundo may have what you need. We offer small, short-term personal loans from $500 to $2,000 with flexible repayment terms of up to 180 days. You can do everything online from your mobile phone. Besides giving you access to excellent loan options online, we also inform you about good money habits in a fun and interesting way.

With our self-service dashboard, you can keep track of your Fundo loans and get tips daily on improving your financial health. You’ll also find details about your Fundo Credit Score, our unique credit scoring system, which we will discuss further below.

Are instant loans still available during weekends?

It depends on the lender whether or not they offer ‘weekend cash loans online Australia’. Some lenders may offer ‘instant loans Australia’ on weekends, while others may not offer weekend loans. It’s best to ask the lender directly if their loans are available on weekends. 

At Fundo, we provide short-term personal loans, which you can apply for 24/7, even on the weekends! We process applications from Mondays to Saturdays, and applications submitted during business hours may receive an outcome on the same day. The funds can be received the same day if you apply and are approved during business days as well. 

Thanks to our quick online loan application process, you can get closer to the funds you need! We make our application process straightforward. All you need to do to get started is declare the amount you wish to borrow and fill out a general information sheet, which means you need to qualify for a Fundo loan by:

  • being at least eighteen years old;
  • being a permanent resident or citizen of Australia;
  • earning at least $300 per week, excluding government benefits; 
  • showing proof that you make repayments; and 
  • not putting yourself in financial hardship when you borrow from Fundo.

Whether you’re looking for a quick personal loan online or a related loan option, choose Fundo’s short-term personal loans to help you quickly cover unexpected budget gaps!

Can instant loans be availed anywhere in Australia?

Some instant loans are available in most parts of Australia. However, it’s important to check with the specific lender to confirm their availability and service area. Checking the lender’s website or calling them may help determine if they can help you and are in your area. 

With Fundo, you won’t have to go through that hassle! Fundo provides a completely online loan application process, so our loans are available Australia-wide – all you have to do is visit our site to get started!  

Regardless of where you avail of your ‘instant loans Australia’, responsible lenders must check your credit history or score and determine whether you can afford new loans given your current financial situation. 

At Fundo, we still check your credit as responsible lenders, but your credit score only plays a minor role in our assessment. Instead, we look at other factors, such as your ability to repay and your current financial situation. 

When you have an ongoing Fundo loan, you also receive a Fundo Credit Score. It tracks and rewards positive financial decisions made with your Fundo loans. From making repayments early or on time to referring friends to Fundo, you can quickly increase your score while improving your financial wellness. You are more likely to be approved for a future Fundo loan with a high Fundo Credit Score.

We offer helpful tips that you can find on your dashboard. Instead of searching online for ‘instant loans Australia’ or easy cash loans, you can inform yourself about financial wellness while getting closer to the money you need quickly at Fundo. 

Contact us to learn more about Fundo loans and get help figuring out which ones will work best for you. We are reachable by phone and email from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m.

Instead of relying on options related to ‘instant loans Australia,’ apply for a teeny tiny loan today!

Disclaimer: The opinions in this article are just for general information and entertainment. They shouldn’t be taken as a recommendation or financial advice. Views expressed in any commentary may be changed without notice at any time.