$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Finding instant quick loans can be challenging when you need cash immediately, especially when you have unexpected expenses. You need to find a lender who can provide quick loans without blindsiding you with technical or legal jargon.

You deserve fair and transparent borrowing options where you know you're protected and treated fairly. At Fundo, we provide quick, short-term personal loans online when you need money fast. In addition, we understand that everyone's finances are different, so we review every loan application carefully and accept your application even if your credit score is low. 

Find out more about the alternatives we offer to instant quick loans and the other benefits you can get with Fundo. 

Are there online loans that get funded within an hour?

Online loans are generally processed fast, but the time it takes for you to receive the money ultimately depends on the amount you wish to borrow and banking processes, among other factors.

Of course, you shouldn’t just pick instant quick loans or any other loans because they can provide the largest loan in the shortest time. Usually, lenders can approve large loans quickly in exchange for hidden fees or shorter repayment terms. 

Instead of settling for instant quick loans and other similar fast small loans, find out about what sets Fundo apart from others. 

What is unique about Fundo?

Online loan applications are quite common nowadays. What sets Fundo apart from others is our self-service dashboard. Here, you can easily keep track of all your outstanding Fundo loans in one place.

From the same dashboard, you can check on the details of your Fundo loans, from your outstanding loan balance to your repayment schedule. You can also get advice and tips on how to improve your financial health and well-being.

We also have quick and convenient processes. If you apply and get approved within business hours, there’s a good chance you can receive the money on the same day. If there are delays due to banking processes, you can get it on the following day.

What are some tips that will boost my loan application?

Regardless of the lender, your chances of getting a loan will be higher if you know your credit score, the kinds of loans you can get, and how well you can pay them back. At the same time, non-traditional lenders may be more lenient than traditional lenders, who have stricter requirements when qualifying for loans related to fast small cash loans or instant quick loans.

At Fundo, besides your income, we always check your credit as responsible lenders, but these aren’t the only things we consider when you apply for a loan through our online service. Rather than looking at your past, we consider your current financial situation.

To qualify for a Fundo loan, you must:

  • be at least 18 years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t place undue financial pressure on yourself by borrowing from Fundo.

Instead of looking for alternatives like ‘quick online loans instant approval’ or instant quick loans on the internet, get in touch with us to discuss how we might be able to help.

Moreover, you also get a Fundo Credit Score whenever you apply for a Fundo loan. Our unique credit scoring system tracks and rewards good financial decisions with your outstanding Fundo loan. A high Fundo Credit Score increases your chances of getting approved for a Fundo loan. Using Fundo as your primary lender, referring friends, leaving reviews, and paying back a loan on time will improve your score.

Plus, returning borrowers also have the added benefit of applying for a new loan in just three clicks.

In addition to helping you secure loans related to ‘personal loans small’ and ‘easy personal loans online’, we also want to teach you better money management skills with any loans, including instant quick loans. 

What should I avoid when applying for a quick loan online?

Even though it might be tempting to choose the first loan option that comes up when you search for quick loans online, you should think about more than just how fast lenders can approve your loans. You should select a loan option that fits your financial situation and needs. Moreover, when applying for instant quick loans, you should avoid loan options that: 

  • early repayment fees; 
  • put you at high risk for financial troubles; 
  • have additional hidden fees; and 
  • have short and inflexible repayment terms. 

At Fundo, you can pay off your loan early without any penalties and minimise your monthly fees. We also disclose all fees upfront and offer flexible repayment terms to all borrowers.
Through your Fundo loan, we will help you learn more about financial matters. Contact us by phone or email to learn more about Fundo’s offers.

Don’t just settle for any instant quick loans you find online. Apply for a teeny, tiny Fundo loan today!

Please note that the opinions expressed in this article do not constitute financial advice or recommendations. We reserve the right to change the views expressed in this commentary at any time.