$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

It can feel frustrating when you have a sudden expense, like a car repair bill, but don’t have the cash to pay for it. While you can search for instant same day loans online, there might be other choices that would fit your situation better. 

Fundo is here to provide convenient alternative funding to help you get back on track. We don’t want you to choose a financial option that doesn’t fit your situation. We ensure you aren’t putting yourself in any financial trouble when you apply for a Fundo loan. Apply online now and see how Fundo can also inform you about your financial wellness. 

Are same day loans different from personal loans?

Same day loans are short-term loans disbursed within the same day, while personal loans are a form of instalment credit that disburses the loan amount to their borrower. The main difference between same day loans and personal loans is the time it takes for them to be disbursed to borrowers. Personal loans can vary in the time they can be disbursed, though some lenders still offer fast outcomes for personal loan applications.

It’s no wonder there has been an increase in searches for instant same day loans online. Instead of choosing same day loan options related to ‘loans same day approval’ or ‘pay day loans online’, there could be other loans that fit your situation.

At Fundo, you don’t have to settle for payday loans online or options like ‘instant same day loans online. We provide small short-term personal loans that may be ideal for your sudden cash gap. With our quick and easy online application process, it is possible to receive your funds on the same business day if you apply and are approved during business hours.

It may be tempting to seek out alternative loans if you don’t find the long wait times of traditional loans appealing. At Fundo, we’ll help you determine what kind of loan will work best for your financial situation so that you don’t have to settle for other lenders.

Do lenders run employment checks for same day loans?

Processes vary from lender to lender, and some may run employment checks for same day loans. In general, most lenders require that you show proof of income to qualify for a loan. Depending on the lender, the requirements you need to qualify for a same day loan will vary. 

We understand you need cash as soon as possible if you are looking for small payday loans or instant same day loans online. At Fundo, we make our loan application process straightforward. For a Fundo loan, you must declare the amount you wish to borrow and fill out a general information sheet. You must also qualify for a Fundo loan by: 

  • being at least eighteen years old;
  • being a permanent resident or citizen of Australia;
  • earning at least $300 per week, excluding government benefits; 
  • showing proof that you make repayments on time; and
  • ensuring that a Fundo loan will not put you in financial hardship.

If you can’t meet the general requirements, get in touch with us instead of searching for alternatives related to ‘instant same day loans online’ or ‘instant short term loans’. Every application is carefully reviewed, and we do not deny applications without a good reason. 

Is there a penalty for finalising a same day loan early?

Most non-traditional lenders often include a penalty if you finalise or pay off your same day loan and other options related to instant same day loans online. Often called a prepayment penalty, the lender requires that the borrower repay any potential revenue lost on your loan’s interest. We don’t think that you should be punished for being financially responsible with your outstanding loans. 

At Fundo, informing our borrowers about their financial wellness and helping them improve their financial well-being is a big part of our vision for our borrowers. We don’t charge any penalties for completing your loan early. Paying off your loan in advance may even improve your chances of getting approved for future loans or minimise the monthly account fees you have to pay.

Moreover, we want to ensure that you continue to gain benefits from your Fundo loan. 

First is our self-service dashboard, which you gain access to when you have a Fundo loan. This allows us to simplify your loan and payment management, such as by getting a quick view of your loan details, from the outstanding loan amount to your repayment schedule. Additionally, you’ll also find details about your Fundo Credit Score there.

The Fundo Credit Score is based on your financial decisions with your Fundo loans. Making early or on-time repayments or referring Fundo to friends and family will increase your Fundo Credit Score. Moreover, your score will also increase by choosing Fundo as your sole lender. A higher score increases your chances of getting approved for a Fundo loan.

Instead of settling for something like instant same day loans online or ‘quick cash loans no credit check’ and being worried about different fees, choose Fundo for short-term personal loans. 

We can help you determine which Fundo loans are suitable for you by providing information about Fundo alternatives to instant same day loans online. Please call or email us if you have any questions.

Instead of searching for instant same day loans online, apply for a Fundo loan today!

Disclaimer: Unless otherwise indicated, the opinions expressed in this article are strictly for general information and entertainment only and should not be used as a recommendation or financial advice. Views expressed in any commentary may be changed without notice at any time.