$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you need to loan cash fast, it can be frustrating to have to wait for your bank or other traditional lenders to respond. It gets even more frustrating when you finally begin your loan application and quickly realise that you’re faced with a lengthy process and tons of requirements.

If that’s something you want to avoid, consider applying for a loan with Fundo.

Fundo provides quick and easy access to cash for approved borrowers when they need it most, so they can loan cash fast. With our online application process, you can get a decision on your loan application quickly and possibly have the cash in your account on the same day if approved.

Are online fast cash loan applications difficult?

The difficulty of online fast cash loan applications will depend on a variety of factors, such as the lender, the type of loan being applied for, and typically, the borrower’s credit history. In general, online fast cash loan applications can be relatively straightforward and easy to complete, but there can be some outliers.

For example, some online loans places may require additional documents or have more stringent requirements than others. Additionally, borrowers with lower credit scores may be required to provide more information or proof of income in order to be approved for a loan. 

Ultimately, the complexity of an online fast cash loan application will vary depending on the lender and the circumstances of the borrower.

At Fundo, we have a few eligibility requirements that our potential applicants must meet to avail of our cash loans online. All our borrowers must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

At Fundo, we are committed to providing the best possible loan experience to all of our customers. With that being said, those who have a loan with Fundo will get to enjoy a personalised account dashboard, which makes it easy to manage your account.

With this dashboard, you can make or reschedule repayments, view and update your account information, and easily keep track of your loan balance, duration, and payment dates.

Is it easier to get $2000 loans online than through banks?

Generally speaking, it may be easier to get a $2,000 loan online than through a bank, as online quick fast loan providers often offer more flexible terms and easier access to funds. Online lenders who allow borrowers to loan cash fast typically have lower credit score requirements and can often provide funds quickly, in some cases even within the same day. 

This makes them an attractive option for those who need to loan money fast. However, it is important to research the loan terms and fees carefully before committing to any loan.

Additionally, some online lenders may not be regulated by the Australian Securities & Investments Commission and may not be subject to the same regulations as banks. Ultimately, it is important to consider all factors when deciding whether to take out a loan through a bank or through an online lender.

If you’re looking to take out a loan with Fundo, you can rest assured knowing that we are regulated by ASIC, and we even have our Australian Credit Licence number on our website.

Our online application form makes it easy to apply for a loan ranging from $500 to $2,000 with up to 180-day repayment periods, especially since our online application form is available 24/7. Simply hop on our website, click on the ‘Apply Now’ button, and follow the prompts from there to get closer to being able to borrow money quick

How quickly can I receive money from lenders online?

The speed of receiving money from lenders online can vary greatly depending on the lender, the loan amount, and the type of loan you are seeking. 

Generally, the process of trying to loan cash fast and receiving the actual funds can take anywhere from a few hours to several days. If you want to borrow money today for a small personal loan, the processing time may be shorter than if you are taking out a large mortgage or business loan. 

Applications at Fundo are processed Monday through Saturday, and qualified borrowers who apply during business hours often receive their funds the same day. Applications received outside of business hours will be processed as soon as possible. However, it’s important to take note that every bank has different processing times, so you may receive your funds the day after approval.

One way you can help increase your chances of getting a small cash loan approval at Fundo is by leveraging your Fundo Credit Score. The Fundo Credit Score system rewards you for smart financial behaviours, such as repaying your loan early or on time, sharing feedback, and even referring friends to Fundo. Special discounts and benefits are also offered to those with improved Fundo scores. 

We make it possible for approved borrowers to loan cash fast.

At Fundo, we recognise that unexpected financial needs can arise. That’s why we provide an easy solution for obtaining quick short term loans. Our streamlined application and decision-making process ensures that you can get an answer without the hassle of complicated forms or long wait times. 

With Fundo, you can apply for and possibly loan cash fast from the comfort of your own home. If you’re in need of a quick online loan in Australia, look no further than Fundo.

Get started on your loan application today to get closer to loan cash fast!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.