$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you need money quickly, it can be time-consuming to sort through search results like ‘loans payday instant’ online. You may also find that payday loans aren’t suitable for your financial situation. If you need a loan to cover an unexpected expense, there are other options you may want to consider.

With Fundo, you can get short-term personal loans from $500 to $2,000 with flexible repayment terms. In addition, you can apply for and manage your Fundo loan entirely online, meaning you can monitor how many repayments you have left or make changes to your schedule any time you like.

End your search for ‘loans payday instant’ today. Learn more about Fundo and how we can help you reach your financial goals!

What is the quickest payday loan I can apply for online?

While there are many ‘loans payday instant’ options on the web, the quickest payday loan you can apply for online can vary depending on several factors, such as the loan amount and the lender’s application process. However, it’s important to know that while payday loan applications are quite simple, repayment terms may not be as flexible as you’d like them to be.

If you’re looking for a lender with an accessible and efficient loan application, check out Fundo. While we don’t offer payday advance loans or 24/7 instant loans, we do offer convenient short-term personal loans with easy and straightforward requirements. To qualify for a loan with us, you must:

  • be at least eighteen years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week, excluding government benefits or aid;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure that you aren’t putting yourself in a financial bind by applying for a Fundo loan. 

While we do check your credit score as responsible lenders, rest assured that this isn’t the only determining factor in your application. We focus more on your ability to make timely repayments, as we understand financial situations can be complicated. If needed, we may ask you to submit additional documentation so we can better and more fairly assess your unique case. 

How many times can I apply for a payday loan from the same lender?

Generally speaking, most lenders are required to comply with responsible lending regulations, which include assessing a borrower's ability to repay the loan, providing the borrower with information about the cost of the loan, and checking your credit.

In terms of the number of loans a borrower can take out from the same lender, it will vary depending on the lender and your ability to meet repayment obligations. Some lenders may have limits on the number of loans a borrower can take out at one time or within a certain period of time, while other lenders may allow you to take out several loans at a time as long as you show an ability to repay them.

When you’re looking for ‘loans payday instant’ or quick approval loans, it’s important to do research on lenders, the type of loans they offer, and their repayment terms to ensure that you can get the loan that fits your situation best. 

At Fundo, we want to ensure that you can take on your quick personal loan online without putting yourself in unnecessary financial hardship, which is why we only offer borrowers one Fundo loan at a time. Once you’ve repaid your existing loan, you can then easily apply for a new one. Best of all, returning borrowers can apply for a new Fundo loan in less than three clicks. 

Instead of settling for less-than-ideal loan terms and conditions with payday loans and other such options, choose Fundo. Our online loan application lets us quickly and responsibly get you the money you need.

What is the payment process for payday loans online?

Payday loans are paid in full in a matter of a few weeks, typically when a borrower receives their next paycheck. While this may be an effective way to cover financial gaps for many searching for ‘loans payday instant’, they may not be the right type of loan for those looking for more accommodating and less risky repayment options.

Our short-term loans here at Fundo range from $500 to $2,000 with repayment options of up to 180 days, so you can comfortably make your repayments in your own time. Additionally, when you apply for a short-term loan at Fundo, we make sure you can carefully review the terms and conditions of the loan, including the repayment schedule, before agreeing to the loan. From any associated fees to your repayment terms, all your loan details are presented to you in easy-to-understand terms.

Moreover, you can monitor your loan details and repayments from your Fundo self-service dashboard, as well as your Fundo Credit Score, our unique credit system.  

As you manage your outstanding Fundo loans, your Fundo Credit Score tracks your financial decisions. The easiest way to increase your score is to pay on time or early, leave feedback, refer friends to Fundo, or use Fundo as your primary lender. You are more likely to get swifter approval on your next loan if you have a high Fundo Credit Score.

If you have questions ranging from bad credit cash loans, ‘loans payday instant’, or our payment processes, you can contact us and let us answer your questions. We are available via phone and email from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, from 9.00 a.m. to 5.00 p.m.

If you’ve been searching ‘loans payday instant’, know that payday money loans don’t have to be your only option. Apply for a teeny tiny loan at Fundo today!

Disclaimer: This article is intended for general information and entertainment only. Unless otherwise stated, this article does not offer financial advice or recommendations and may be updated without prior notice if new news or views emerge.