$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you looking for online money loans? Many traditional lenders don’t understand the importance of your situation – they just look at numbers. If you’ve had a temporary fall in income or have extra living expenses, banks may not be the most suitable choice because of the time-consuming processes and tedious paperwork they usually require. You might not get the financial help you need in time.

Not every lender will work with you to make an affordable repayment plan that suits your situation. At Fundo, however, our team understands the difficulties people face when trying to make ends meet. Working together with our customers is at the heart of everything we do. Our friendly team members are on hand to answer questions about loans if needed.

How do I check if an online money lender is legit?

In Australia, there are several steps you can take to determine whether an online money loans lender is legitimate:

  1. Check the lender's Australian Credit License (ACL) number: All legitimate online money lenders in Australia must hold an ACL, which allows them to provide credit services in the country. You can check the lender's ACL number on the Australian Securities and Investments Commission (ASIC) website.
  2. Research the lender's reputation: Look for reviews and ask for recommendations from people you trust.
  3. Verify the lender's contact information: Make sure the lender has a physical address and phone number that you can use to contact them.
  4. Review the lender's terms and conditions: Make sure you understand all of the terms of the loan, including the interest rate, fees, and repayment schedule.
  5. Be cautious of lenders that ask for upfront fees: Legitimate lenders should not ask for any fees before providing a loan.
  6. Be wary of lenders that guarantee approval: No responsible lender should guarantee everyone will get approved for their loans, and if a lender makes this claim, it may be a red flag.

It’s important to be careful when considering a lender offering last minute loans or online money loans, as there are many scams and fraudulent operations that can be difficult to identify. If you have any doubts or concerns, it’s always a good idea to do your due diligence before proceeding.

Are online money loans more affordable to get?

It depends on the specific lender and loan terms that you are considering. Online money loans may be more convenient to obtain because you can typically apply for them from the comfort of your own home, but some online lenders may charge higher fees and interest rates, especially if you have poor credit or are seeking a loan for a small amount of money.

Fundo offers competitive rates and fees, whether or not you have a good credit score, as long as you meet our eligibility requirements. With us, you can find the most appropriate option for your specific financial situation. 

We offer small, short term loans for any purpose, whether they’re to be used as a home renovation loantravel loan, or education loans. You can also use the funding for medical bills, household repairs, and unexpected expenses. We also provide flexible repayment terms for our customers, so they can choose whether to pay back their loan within several weeks or a few months. If you’re looking for online money loans, we can help.

Do I need a good credit score to apply for online loans?

It is generally true that a good credit score can be helpful when applying for online loans, as it can indicate to lenders that you have a history of making timely payments and managing your finances responsibly. However, it is not necessarily a requirement for all types of online money loans, including loans from Fundo.

Fundo focuses on an applicant’s current financial situation and ability to repay the loan rather than just looking at their credit score. This can be beneficial for individuals who may have had some financial difficulties in the past but are now in a better position to manage their finances and make timely payments.

Additionally, Fundo uses a gamified credit scoring system that takes into account various factors beyond just an applicant’s credit score. This can provide a more holistic view of an applicant’s financial situation and help ensure that everyone gets a fair shot at obtaining a cash loan.

If you have a better score, there is a greater possibility that your application will be accepted. If your score is poor, there is a greater possibility that your application may not be accepted. 

You can check your Fundo Credit Score through our interactive self-service dashboard, which can also be used to view and update your account, make payments, or reschedule them. As part of our commitment to our customers, we continually provide them with information on how to improve their finances to help them achieve a higher standard of living on our blog.

For all your needs related to online money loans, you won’t have to sift through the endless list of results on the internet any longer. We offer small, short-term loans that you can apply for from the comfort of your home. Get started today!

Disclaimer: It should be noted that the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be interpreted as financial advice. Unless otherwise stated, any commentary is subject to change without notice.