$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Why Choose Easy Fundo Loans Over A Payday Advance Online

Fed up with payday advance online options that surprise you with hidden charges and harsh repayment conditions? We get it. In a world where ‘fast and easy’ can sometimes lead to more expenses in the long run, Fundo is changing the game.

We aim to make short-term loans clear and straightforward, giving you a better, more reliable option. Discover the ins and outs of payday loans and learn why so many Australians prefer Fundo.

Ready to take control of your finances? Keep reading.

The appeal of a quick payday loan

Thinking of getting a payday advance online to tide you over until your next payday? We understand that life can sometimes come at you fast, leaving you in need of instant solutions. Like you, some Australians are also looking to secure online payday advance loans for quick access to cash.

When you search for phrases such as ‘best payday loans’, ‘payday loans online same day’ or ‘best payday advance’, you’ll probably find lenders who say that these loans offer the fastest and easiest way to get money before payday. True enough, the convenience of applying for a payday advance online and the ability to borrow small amounts make them seem like an easy solution for urgent financial needs.

However, it’s essential to remember that an instant cash advance is not always what it seems to be. Many of these offers come with incredibly high interest rates and fees and short repayment terms, making it difficult to settle debt.

So, before jumping into an online payday loan, it’s important to consider other options. Know that our personal loans here at Fundo are suitable for various financial situations.

Potential pitfalls of payday advance online

You’ve just learned how quick online cash advances aren’t always as straightforward as they seem. Below, we’ll explore more of the possible downsides of a payday advance online, so you can make more informed decisions for your financial situation:

Hidden fees

When payday seems far off, a payday advance online can look really tempting. But be aware that some of those 24/7 online payday advance options you find online can have hidden costs like late fees and extra charges. These fees can pile up quickly and before you know it, you’re in a difficult financial situation.

Strict repayment terms

Self-proclaimed best online payday advance lenders usually come with strict payment terms that can lead to ongoing debt. If you miss a payment, you get hit with extra fees, making your debt grow. It’s like a treadmill that goes faster just when you think you’re keeping up.

Opt for Fundo loans instead

Hidden fees, complex application processes and inflexible repayment terms – here at Fundo we dislike them as much as you do. That’s why we’ve made it our mission to offer you a better way to secure short-term financial help instead of relying on a payday advance online. Thousands of Australians turn to Fundo for quick, hassle-free online loans.

Our process is simple and fast. Forget about long forms and waiting periods; our entire loan process is online and streamlined for your convenience. What’s more, if you apply and get approved during our business hours – Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time – the money can be in your account the very same day, in most instances.

Worried about your credit score? Don’t be. At Fundo, your credit score is just a small part of the story. While we still run a credit check, it’s not the be-all and end-all. We focus more on your current ability to repay the loan, so you’re not defined by your past.

Frequently Asked Questions (FAQ)

What’s the difference between an online payday advance and a traditional loan?

An emergency payday loan, or payday advance, is a short-term loan that you can apply for quickly, usually within a day. The amount is typically small and it’s meant to be paid back on your next payday. On the other hand, a traditional loan is usually for a larger amount and has a longer repayment period, often months or years.

But why settle for either of these options when at Fundo, you get a quick solution for your financial needs and a repayment plan that you can actually manage? Here, it’s possible to get approved and access the money you need quickly, so you can get the money you need promptly.

Can I extend the repayment period for an online payday advance?

While most online payday advances are designed to be repaid on your next payday, some may allow you to extend the repayment period, but this typically involves additional fees. It’s always crucial to check the terms with your reputable online payday advance provider to understand your options.

The good news is that if you choose Fundo, you can expect transparency and fairness at all times. We offer flexible repayment options to enable you to efficiently manage your finances. If you want to change payment dates, just give us a forty-eight hour notice so our team can help you out.

How secure is my personal information when applying for an online payday advance?

The truth is that when you look up ‘payday advance online’, ‘unsecured personal loan no credit check’, or ‘payday now’ on the internet, it’s possible to run into untrustworthy lenders. When applying for an online payday advance, the security of your personal information largely depends on the lender you choose. If you go with a reputable lender like Fundo, your information will be secure, as we leverage advanced technology to protect your data.

Experience easy, trustworthy loans with Fundo

At Fundo, we’re all about helping Australians like you get past those short-term financial bumps. No more considering quick payday advance loans as your only choice. With us, applying for a loan is straightforward and stress-free.

Our online application is easy to use and aims to get you back on stable financial ground as soon as possible. Forget about complex terms or legal jargon; we keep things simple and transparent for a smooth borrowing experience.

Take the first step with a Fundo loan today and experience the difference!

Disclaimer: Please note that we do not offer payday advance online loans. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.