$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Borrowers searching up terms like ‘personal loan small’ often need a small amount of money to cover a specific expense, but the traditional loan application process can be long and complicated. The process can also be intimidating and time-consuming, leaving borrowers feeling like they won’t be able to get the funds they need.

This can be especially frustrating when the borrower has an urgent financial need and doesn’t have the time or resources to navigate a complex application process.

Luckily, Fundo offers small personal loans that are designed to meet your needs quickly and easily. Our streamlined application process and fast turnaround times make it easy for you to get closer to the money you need.

What amount counts as a small personal loan?

In Australia, when you look up ‘personal loan small’, the definition of a small personal loan may vary depending on the small lenders and the borrower’s financial situation. However, loans of $2,000 or less are generally considered as small personal loans.

At Fundo, our teeny tiny loans range from $500 to $2,000 and can be used for a wide range of purposes, making them a good option for borrowers searching for ‘personal loan small’ who need a small amount of money to cover a specific expense, such as a car repair or home improvement project. 

It’s good to know that Fundo offers flexible repayment terms of up to 180 days on our easy personal loans, allowing you to choose a repayment schedule that works best for you. Having the option to repay a loan over a longer period of time may make it easier to manage your monthly payments and fit the loan into your budget. 

What is the application process like for personal loans?

The application process for results to ‘personal loan small’ can vary depending on the lender but generally involves gathering information about your financial situation and providing documentation to support your application. The lender will review this information and decide whether to approve or deny your loan.

At Fundo, we pride ourselves on our streamlined application process with quick turnaround times, making it easier than ever to apply for a small loan online, so you can say goodbye to searching ‘personal loan small’.

To be eligible and apply for a small loan with Fundo, all borrowers must:

  • be at least eighteen years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place yourself under undue financial strain by borrowing from Fundo.

To loan money online with Fundo, visit our homepage and click on the ‘Apply Now’ button. Follow the prompts to complete the application process. If you are approved for a loan, Fundo will send you an agreement and attempt to deposit the funds into your account as soon as possible. In most cases, your funds may be sent that same day if your application is submitted and accepted during business hours!

However, because banks have different processing times, your funds may become available the next day after your application is approved.

We process loan applications from Monday to Saturday, and our online application form is available 24/7, so you can apply for fast small cash loans at a time that’s convenient for you. 

Can I apply for small personal loans to start a business?

It is possible to use small personal loans to start a business. Personal loans can be a good option for financing the start-up costs of a new business, especially if you’re searching ‘personal loan small’ for your business needs or have limited access to other types of financing and just need to get a small loan.

If you want to increase your chances of getting approved for future loans with us, you’ll want to take advantage of our own credit scoring system called the Fundo Credit Score. To improve your Fundo Credit Score, ensure you’re paying your online easy loans early or on time, sharing feedback, or referring friends to Fundo. Your score will also increase if you use Fundo as your primary loan provider.

A high Fundo Credit Score may increase your chances of being approved for a future Fundo loan and may also entitle you to special discounts and benefits. 

At Fundo, you can use your self-service account dashboard to easily view and manage your loan account. With this feature, you can view your account information and Fundo Credit Score, make or reschedule payments, and track your loan balance, duration, and payment dates. The personal account dashboard makes it convenient for you to access and manage your online loan at any time.

Fundo – your one-stop shop for quick and easy loans

At Fundo, we understand that when you need cash, you don’t want to spend a lot of time filling out complicated forms, waiting for a decision on your loan application, or pouring through hundreds of results for ‘personal loan small’. That’s why we offer small loans quick with a simple and streamlined application process. 

With Fundo, you can apply for a quick small loan from the comfort of your home and receive a decision promptly, so you can get closer to the financial support you need when you need it. Our goal is to make it easy for you to get the cash you need, and we offer same-day loans that provide approved applicants with fast cash for their urgent financial gaps.

Feel free to contact us with any questions about our quick loans online. Connect with us via phone, email, or through our online chat function.

Get a loan today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.