$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Behind ‘Quick Loans No Credit Check Same Day’ Offers: What You Really Need To Know

At Fundo, we know life’s rollercoaster can leave you in need of quick cash, but if you’ve been tempted by offers like ‘quick loans no credit check same day’, be wary of the hidden pitfalls behind these supposed instant financial solutions.

At Fundo, our fast and convenient loans provide a financial safety net without hidden costs. We are committed to responsible lending practices and offer flexible repayment options to suit your needs. Get closer to the loan you need without the headache today!

The problem with promises like ‘no credit check’ and ‘same day approval’

The allure of instant approval loans

It’s tempting to jump at promotions like ‘quick personal loans no credit check’ or ‘same day short-term loans’. But what’s often hidden is the lack of oversight that can lead to unfavourable terms. We know it’s tough, but it’s vital to examine the fine print.

No credit check loans and same day loans

The promise of ‘quick loans no credit check same day’ sounds great, especially if you’re in a pinch and your credit isn’t the best. But it’s crucial to know the potential risks and misunderstandings tied to offers like ‘instant payday loans no credit check’ and ‘payday advance no credit check’.

We get it – life happens and same day payout loans might seem like the only answer. However, it’s important to see the whole picture. Lack of transparency and hidden fees can turn a quick fix into a long-term problem. Your financial well-being deserves more than a band-aid solution.

If you’ve ever been caught off guard by hidden costs and misleading terms from online loans, you can say goodbye to unwelcome surprises with us at Fundo. We disclose all our fees upfront, so you know exactly what you’re signing up for.

The best part? Fundo reviews applications as soon as we can and if you submit your application during business hours, you may receive a response within hours, in most instances within the same day.

Credit checks: do they matter?

Credit checks aren’t just bureaucratic formalities. They are essential tools for understanding an individual’s financial standing. Generally, they give lenders an idea of your creditworthiness or your risk to them as a borrower.

While credit checks give us a glimpse into your profile, they’re not the only thing that defines you. After all, everyone deserves the chance to write their own financial story.

Fundo’s lens

Ever felt unfairly judged for that one financial hiccup years ago? You’re not alone. A pristine credit history might open some doors, but at Fundo, it’s just one part of a bigger picture. Our focus is on the present and potential.

You don’t have to search for ‘quick loans no credit check same day’. Our focus zooms in on your current ability to stay on top of repayments. After all, everyone deserves a fair shot at financial assistance, no matter their past.

The Fundo Credit Score

The Fundo Credit Score is our unique scoring system that’s totally separate from your score with the major credit reporting agencies. We’re all about celebrating good financial behaviour. Whenever you make repayments on time, leave a review, or refer friends, you can rack up your Fundo Credit Score.

Having a favourable Fundo Credit Score can boost your approval chances for future Fundo loan applications and can even win you special discounts. With Fundo as your primary lender, improving your Fundo Credit Score is more than a possibility, it’s a rewarding journey.

Customised solutions

Flexible repayment options

Life doesn’t always follow a script and neither do your finances. While other lenders might push quick loans or fast approval loans with no consideration for your unique situation, we believe in making loans work for you, not the other way around. That’s why our flexible repayment options are like a breath of fresh air.

We make it easy to share details about your situation with us, so we can take into consideration your individual circumstances and personally tailor your repayments to ensure they are manageable for you and won’t put you under undue pressure. After all, we’re in this together!

Small and medium loans

Whether it’s a sudden car repair or an unforeseen renovation, our small and medium loans are designed with you in mind. Unlike other cash advance options advertising ‘quick loans no credit check same day’ that could add to your stress, our solutions are crafted for everyday practical scenarios. Whenever you need fast cash loans to cover an unexpected expense, we’ve got your back.

Frequently Asked Questions (FAQ)

What’s the difference between a payday loan and a quick loan with no credit check?

Payday loans are short-term options that you repay on your next payday, catering to those sudden hiccups in life. A no credit check loan, on the other hand, as the name suggests, does not involve a credit check as part of the approval process. Instead, it may require other forms of security or proof of income.

While both of these options cater to individuals with less-than-stellar credit scores or insufficient credit histories, they come with hidden fees or strict repayment methods, which could make it difficult to manage the loan.

Do I need a bank account to get a quick loan with no credit check?

Even when it comes to those offering ‘quick loans no credit check same day’, lenders typically need you to have a bank account where they can send the funds and manage repayments.

In especially rare instances, some might offer alternatives like prepaid debit cards or other electronic ways to receive your funds. Though these alternatives are out there, they’re not common and they may limit your loan options and how easily you can access them.

Having a bank account typically opens more doors for you and makes the process much simpler. At Fundo, we request your bank information so that we can send you the funds as soon as possible if you’re approved for a loan.

Will my credit score be affected by a quick loan with no credit check?

You’re concerned about your credit score and we get it. When dealing with lenders offering ‘easy cash loans no credit check’ or ‘quick loans no credit check same day’, they generally won’t do a hard check on your credit history when reviewing your application, which leaves your score untouched.

But be cautious: missed payments or defaults on no credit check loans can still affect your credit score. Plus, hidden fees and strict repayment requirements often come with these types of loans to offset the risk the lender is taking on.

Choose Fundo, choose confidence

We know you’ve heard about offers like ‘instant approval online loans no credit check’ or ‘instant no credit check payday loans’ before. They sound appealing in the moment, especially when you need quick cash without the hassle. But here at Fundo, we believe in providing more than just a one-time fix.

There’s no need to keep searching for ‘payday loans weekend’ or ‘quick cash no credit check’ online offers. We take the fuss out of small and medium personal loans and we do it with flexible repayments and no hidden fees. Choose Fundo and enjoy the confidence of partnering with a lender who cares.

Disclaimer: Please note that we do not offer quick loans no credit check same day. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.