Frequently Asked Questions (FAQ)
Same day funds up to $5,000
Same day funds up to $5,000
Online personal loans are revolutionising how we think about borrowing and more people are seeking quick and hassle-free ways to borrow money, such as through personal loans or quick cash no credit check loans.

The good news is that applying for a personal loan today is as easy as a few clicks, with online lending and borrowing introducing greater access and convenience to borrowers. Gone are the days when applying for emergency loans with seemingly fast approval processes meant hours of waiting at a bank and filling out countless forms.

While Fundo doesn’t offer quick cash no credit check loans or easy payday loans, we provide convenience and ease of access with our fully online application process for personal loans, aligning perfectly with the demand for online loans in Australia.

By integrating forward-thinking technology with a touch of human empathy, we at Fundo aim to make borrowing money a seamless experience for every Australian. Whether you need to consolidate debt, plan a wedding, or cover an upcoming significant expense, Fundo has got you covered.

There are a few general requirements that are common across lenders when applying for a loan online – such as a quick cash no credit check loan – though the documents required may vary. 

At Fundo, these are the main eligibility criteria for our personal loans:

We also consider pensions or government allowances as supplementary income. We’re open to considering your loan application if you have unique employment circumstances that otherwise meet our minimum income requirement. Please contact our customer support team if you have any questions about loan eligibility.

The amount one can borrow for quick loans, which can be referred to as ‘same day cash loans’, ‘quick no credit check loans’, or ‘quick cash no credit check loans’, varies depending on the type of loan and the lender. 

You might find lenders offering different loan amounts tailored to your needs, from small loans that can cover unexpected expenses to medium loans that could be used for attaining a goal. You may also find lenders who require security on your loans (such as personal assets) or perform hard credit checks immediately upon application.

At Fundo, we offer small-to-medium personal loans for your urgent financial needs. These are unsecured loans, meaning you’re not required to provide security on the loan should your application be approved.

Additionally, while we may conduct credit checks on applications in some instances, your credit score plays a small part in our decision-making process. We consider other factors when you apply, such as your current ability to meet repayments. 

It’s possible to get the funds the same day you apply for a loan. At Fundo, we strive to process your application quickly. If you apply during business hours and everything goes well, you could receive your funds on the same day. 

If we receive an application at the end of the business day, during the weekend, or on public holidays, we’ll process the application on the following business day.

Your nominated bank may also process your funds differently. Typically, approved loan applications with Fundo will see the funds released on the same day, but some banks may take longer to process the transfer. Don’t worry; if your application has been approved, we’ll do our part to ensure your funds are released on the same day.

If you’d like to enquire further about our application process, you can contact us from Mondays through Fridays (9.00 a.m. to 6.00 p.m.) and Saturdays (9.00 a.m. to 5.00 p.m.) Sydney time.

There’s no need to keep looking up ‘quick cash no credit check loans’. Consider Fundo loans instead!

Fundo offers quick solutions when the unexpected happens. We understand the pressing need for immediate funds, which is why we offer small-to-medium personal loans that offer flexibility and accessibility for a wide range of borrowers. There’s no need to keep searching for instant payday loans or quick cash no credit check loans in hopes of finding fast financing. 

As an Australian-owned company, we have a deep understanding of the unique financial challenges Australians face. For those in search of robust alternatives to ‘quick cash no credit check’ loans, payday cash advance loans, or small payday loans, Fundo could be an ideal choice. We have a straightforward application process that is free of complex jargon, confusing legal talk and hidden charges or fees.

Our commitment also extends beyond just providing great options when quick payday loans, no credit check emergency loans, or payday advance loans don’t quite meet your needs. With Fundo, you’re borrowing from a lender that offers flexible repayment options tailored to your financial circumstances.

If you find yourself in need of instant financial assistance, then think of Fundo and experience a world of easy, quick and reliable online loans with us. Apply for a Fundo loan today!

Disclaimer: Fundo does not offer quick cash no credit check loans. We provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise stated, the opinions expressed in this article are strictly for informational purposes only and shouldn’t be considered financial advice. The views expressed here may change at any time and without notice.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.