$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

The Fundo Alternative to Easy Cash Loans No Credit Check

Lenders offering ‘easy cash loans no credit check’ may seem appealing at first, promising quick and convenient access to funds. However, these loans often come with rigid repayment terms, hidden fees and predatory lending practices that can trap borrowers in a cycle of debt.

Fortunately, Fundo offers an alternative. Our loans come with flexible repayment terms, easy application processes and no hidden fees. Plus, we’ve got a user-friendly platform to make managing your loan easy.

The Evolving Loan Landscape

The Rise of ‘Quick Cash’ and ‘No Credit Verification’ Loans

Australia’s seen a boom in the search for ‘quick cash loans online’ and ‘instant approval loans need cash today no credit check’. The promise is that with just a few clicks and barely any checks, you’ll have guaranteed money in your pocket. They’re loans with instant funding and guaranteed approval.

But hold your horses, as these ‘no credit check payday loans’ and ‘easy cash loans no credit check’ options can wind up costing you a lot more than you bargained for. What’s worse, some of these lenders might throw you into the deep end with dodgy practices. You run the risk of dealing with sneaky hidden fees, unclear terms and inflexible repayment conditions.

Getting caught up in these nasty surprises can lead to more serious financial difficulties. Thankfully, at Fundo, we’re here to make the funding process easier for every hard-working Aussie.

Fundo: The Savvy Choice

Transparency Above All

Our commitment to trust goes beyond words. Keeping things crystal clear is our first priority, avoiding the murky waters of hidden fees associated with some payday lenders that offer cash loans without credit requirements. With us, what you see is what you get. Upon approval, all charges are presented upfront, ensuring you’re fully informed and empowered to make the right choices.

Simplified Loan Management

Ever wish your loan service was as intuitive as your favourite app? Our user-friendly dashboard is a breath of fresh air in today’s digital world. Whether you’re checking on your loan or adjusting repayments, you’re in control – anytime, anywhere. You can leave your search for offers like ‘no credit check personal loans’ and ‘easy cash loans no credit check’ in the past.

Beyond Your Credit Score

While some lenders have tunnel vision, focusing solely on your credit history, at Fundo, we take a holistic approach. There’s no need to search for ‘easy qualification loans’ or ‘loans for poor credit’.

Whether you have stellar credit or have faced financial hiccups before, we give every application the attention it deserves. For us, it’s about understanding your current situation and ability to make repayments, not dwelling on past missteps.

Customised Repayments, Just For You

At Fundo, we understand that everyone has distinct financial needs. That’s why our repayment options are designed with flexibility in mind. Whether you prefer an extended loan period for manageable regular repayments or a shorter one to settle the loan faster, you can customise your loan duration to suit you.

Frequently Asked Questions (FAQ)

How do I apply for a no credit check loan?

Every lender has its own application process. Some might allow online applications, while others may want a chat over the phone or even a face-to-face interaction. However, a word to the wise: make sure to understand the terms before getting any loan.

They can lure you in with the promise of quick cash, but the hidden fees and strict repayment terms lurking behind can be tricky. Plus, you want to keep a keen eye out for predatory lenders and potential scams.

At Fundo, while we don’t offer ‘easy cash loans no credit check’, we do offer small and medium personal loans that have quick processes. If you submit your application and get approved during our business hours, which are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time, chances are you can get the money on the same day.

Is there a minimum income requirement?

For ‘easy cash loans no credit check’ offers, requirements vary from one lender to another. One might have lower income requirements, while others may have higher requirements to compensate for quick approvals and not requiring credit checks.

At Fundo, we have minimal requirements for our personal loans. To be eligible, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $1,000 per fortnight, including government benefits
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you will not place undue financial pressure on yourself by borrowing from Fundo.

What personal information do I need to provide in the application?

Just like requirements, the information needed may also be different depending on the lender. Typically, you will be asked to provide proof of income, bank account details for fund disbursement and proof of identification.

To ensure your Fundo application sails smoothly through our system, gather up details about your regular income and any government benefits you might be receiving. We will ask for proof of identification, such as an Australian driver's licence or passport. We’ll also need your bank name, account name, BSB and account number.

With this information at hand, you're all set for a seamless experience.

Fundo: The Better Way Forward

Many Australians gravitate towards options advertising ‘no credit check loans same day’, ‘easy cash loans no credit check’ and ‘small cash loan no credit check’ when they’re in a pinch, drawn in by their immediacy. But often, they find themselves tangled in an intricate web of hidden fees, rigid terms and unclear processes.

But that's where Fundo steps in. You don’t have to search for ‘payday advance borrow money’ or ‘payday loans weekend’.

With Fundo, it’s all about the swift and simple. Our online loan process is smooth, making sure you get the assistance you need without the wait. You won’t find any confusing legalese here. We speak your language, ensuring you understand every facet of your loan.

Need a loan? Fundo it!

Disclaimer: Please note that we do not offer easy cash loans no credit check. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.