$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

No Need To Search For ‘Small Cash Loan No Credit Check’ For Financing – Fundo It!

When you’re faced with urgent expenses but don’t have an ideal credit score, searching for terms like ‘small cash loan no credit check’ might seem like your best chance at finding financing. But these loans may come with hidden fees and strict repayment methods. Luckily, you don’t have to go through that with Fundo by your side.

Get closer to the funding you need with Fundo, your friendly financial partner. We’re Aussie-owned and all about care and convenience with our small-to-medium personal loans. 

Challenges for Aussies in finding financing 

Let’s face it; we live in a time where surprise expenses can pop up, and we need solutions fast. However, not everyone has a perfect credit score, and some may search for terms like ‘small cash advance no credit check’ or ‘small cash loan no credit check’ online in hopes of finding a financing option that would suit their situation. 

Finding small cash loans for bad credit in Australia can feel like a maze. Traditional banks may turn you away, and the uncertainty of other options might make you feel stuck. Options like no credit check loans may come with strict repayment methods and hidden fees. 

With changing financial landscapes, the need for a trustworthy option is greater than ever.

Fundo’s friendly approach to quick online loans

So, here’s where Fundo steps in with a friendly smile and open arms. Our unique approach to online cash loans in Australia emphasises convenience and empathy. No need to search for a ‘small cash loan no credit check’ or ‘loan money no credit check’. Consider our personal loans instead.  

With us, there’s no confusion or unnecessary delay. Just a genuine desire to provide a great funding experience. It’s not about numbers; it’s about you and your journey. 

Here at Fundo, we’re committed to responsibility in offering our personal loans. As part of that, we may conduct a credit check before approving an application. However, your credit score plays a small role in our decision-making process. 

Have you had a financial hurdle in the past that you’ve since overcome? We believe that it shouldn’t be a hindrance to accessing the funds you need now. We focus on your current financial circumstances, such as your ability to repay, rather than your past. 

So, if you need an online loan but don’t have a perfect credit score, Fundo is right there with you every step of the way.

Why Choose Fundo for quick online loans

A breeze of an application process

At Fundo, we know why you’re in a hurry for emergency cash loans. That’s why our no-fuss application process has no tedious physical forms and no endless waits – just easy cash loans with fast processing. Because when you need help, time is of the essence.

Our application form is completely online, and you can complete it anytime and from anywhere. If you submit your application during business hours (Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time), you’ll receive a response within hours, in most instances within the same day.

Transparent and tailored repayments

We’re all about clear skies, and that means no hidden fees or charges that cloud your financial future. While we do charge fees on our small loans, we break these fees down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us.

Plus, our flexible repayment options are all about fitting your unique needs, like a tailored suit. We make it easy to share details about your situation with us, so we can take into consideration your individual circumstances and personally tailor your repayments to ensure they are manageable for you and won’t put you under undue pressure.

Proudly Australian, just like you

Fundo is Australian-owned and -managed, and we know the needs of Aussies like the back of our hand. There’s no need to keep searching for same day cash loans or instant cash loans without credit check. We’re not just a company; we’re your neighbours, dedicated to serving your financial needs with an understanding that only comes from being part of the community.

No jargon, no legal talk

Remember those times when you tried reading legal jargon and felt like you were deciphering some ancient language? We’ve been there too, and that’s why we offer an application and approval process that leaves out the confusing legal talk. Simple, fast, and clear – that’s the Fundo way.

Frequently Asked Questions (FAQ)

How do lenders determine my eligibility for a no credit check loan?

It’s about looking at you, not just numbers. For no credit check short-term loans, factors such as income and employment might be considered when determining your eligibility for a loan. 

At Fundo, while we may conduct a credit check as part of the review process, we focus on your current financial capability. If you have less-than-ideal credit but nonetheless meet the eligibility criteria, we are happy to consider your application. 

Is there a maximum age limit to apply for these loans?

Age is just a number, right? At Fundo, we want to make sure our loans are available to those who need them. Typically, as long as you’re eighteen years old or older, you’re welcome to apply. There’s no maximum age limit; we believe in providing accessible options to all responsible borrowers.

Nonetheless, it’s important to meet the rest of the eligibility criteria: earning at least $1,000 per fortnight (including government benefits), being a citizen or tax-paying resident of Australia, demonstrating an ability to meet repayments, and not being under financial stress by borrowing from Fundo. 

Can I apply for a small cash loan with no credit check from multiple lenders?

Curious about playing the field with multiple lenders? We get the temptation, but hear us out. While small cash loan no credit check options might seem appealing, applying for loans from multiple lenders can actually harm your financial future. These loans might become unmanageable in the long run, and if you miss your repayments, your credit score might take a hit. 

At Fundo, we encourage responsible borrowing and offer guidance tailored to your unique situation.

We’re not just another lender; we’re your financial friend, committed to understanding your needs and helping you make informed decisions. Choosing Fundo means choosing a partner who genuinely cares.

Fundo: your premier online loan solution in Australia

Fundo gets it. When life throws you curveballs, you might find yourself on the hunt for fast cash no credit check loans, an ‘instant approval loan no credit check’, or even cash before payday

Unlike traditional lenders with complicated forms or no credit check lenders that may have hidden fees, we offer a no-fuss application process that you can enjoy from the comfort of your home as well as transparent terms. 

Forget about the search for before payday loans or a payday advance online. Even without perfect credit, you don’t need to resort to questionable lenders offering a no credit check quick loan. Consider Fundo instead. 

Fundo is your financial partner. We understand the urgency and simplicity you desire. When you choose Fundo, you choose transparency, convenience, and care. That’s the Fundo difference. Apply today!

Disclaimer: Please note that we do not offer a small cash loan no credit check. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.