$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you’re familiar with one-off expenses like home improvements, appliances, travel, and car repairs, then you know how expensive these unexpected costs can be. We understand that these situations may cause a financial gap in your budget, so you need a solution immediately.

Rapid loans do just that. A rapid loan or quick loan is a type of short-term financing that offers borrowers a quick approval process, especially compared to the lengthy processes of traditional lenders. 

At Fundo, we offer loan options for sudden expenses life throws your way, 100% online. It’s never too early to apply, so let’s talk and help you figure out your financial situation today.

What type of finance products does Rapid Loans offer?

Many lenders, such as Rapid Loans, offer finance products of varying types that may or may not address your current financial situation. However, most lenders will simply offer their financial products and little else to their borrowers. 

At Fundo, we want to help you determine which loan type would suit your situation and also help you develop a better financial awareness for your financial well-being.

What sets Fundo apart from others?

Instead of looking online for online money loansinstant approval cash loans, or rapid loans, Fundo loans may be an ideal solution for covering sudden gaps in your budget when unexpected expenses arise. You’re likely to find a small loan product that fits your needs.

Apart from our loan products, such as small personal loans and fast cash loans, we also provide a range of benefits for our borrowers designed to help them develop sound financial habits in a fun and engaging way.

Fundo’s self-service dashboard separates us from other lenders, allowing us to offer convenience on top of fast approvals. On our dashboard, you’ll be able to easily manage your loan and repayments. You’ll also be greeted by information about financial wellness and improvement, which is a big part of our vision for our borrowers. 

Moreover, we also have our own credit scoring system, the Fundo Credit Score. You can earn points by paying your loans early or on time, referring your friends, leaving reviews, and even using Fundo exclusively. The better your Fundo Credit Score is, the better loan offers you may have in the future.

Is it difficult to get financing from Rapid Loans?

While we can’t speak for Rapid Loans, at Fundo, it is quick and convenient to apply and receive financing for short term loans or same day loans.

At Fundo, you can apply for loans online, within minutes, and at any time of the day. The combination of convenience and smart loan amounts makes these practices more appealing to those with self-reliant financial habits, especially those who want to establish or grow their credit scores gradually.

Your credit score and credit history have small roles in our decision-making process. Your current credit score doesn’t necessarily mean you are a bad borrower. We understand people can have complex financial situations, and we often lend to people with good credit and bad credit ratings. When we lend responsibly, we focus on your ability to meet your payments, not your past financial situation. 

To be eligible for Fundo loans, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

To get started, just fill out our online loan application form. It’s that easy!

How long does Rapid Finance take to fund a loan application?

Some lenders could take days to fund a loan application, while others take even longer. Meanwhile, your expenses are waiting to be paid. Though we can’t speak for Rapid Finance, at Fundo, we understand that you need the money immediately if you’re looking for rapid loans. 

If we receive your loan application during business hours, we’ll process them quickly, which means you could receive your funds the same day you apply if everything goes well. Each of our loan options is accompanied by a detailed breakdown of your establishment fees, repayment fees, and a repayment schedule you opt for. There are never fees hidden by legal or technical jargon when you apply for a loan with Fundo. 

Please contact us at any time for more information on our loans, loan eligibility requirements, or even advice on which loans are a good fit for your current situation. We’re available by phone ((02) 9066 9660) or by email (

With Fundo, we make it convenient to apply for financing for sudden cash gaps, such as holiday expenses or vehicle repairs. Let us know your unique circumstances, and we’ll see what we can do! Trying to find a lender who offers last minute loans or quick loans with minimal fuss? Fundo may have the solution for you.

Apply for a loan with Fundo today!

Disclaimer: Please note that, unless specified otherwise, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.