$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you need financial support and are considering a short term cash loan, you are not alone. Many people turn to short term loans as a way to get the financial assistance they need promptly. 

These loans can be a great option for those who need a small amount of money quickly and can pay it back in a short period of time. 

At Fundo, we understand this very well and thus provide Australians with short term cash loans through an easy application process with quick turnaround times.

Are short term cash loans better than long term ones?

Whether short term cash loans are better than long term ones depends on your individual needs and financial situation when you need to apply for loans. It is important to consider both the benefits and the potential drawbacks of each type of loan before deciding which one is the best fit for your needs.

Long term loans are the better option when you need larger amounts of money, as they have lower interest rates and may offer features like fixed payments. However, they do require collateral to secure the loan.

Short term loans online, on the other hand, are a good option for those who need a small amount of money quickly, as they typically have lower interest rates and a faster application process. 

At Fundo, we offer short term loans of teeny, tiny amounts ranging from $500 to $2,000 with minimal requirements and an easy application process. 

To be eligible for a loan with Fundo, all borrowers must:

  • be over eighteen years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place yourself under undue financial strain by borrowing from Fundo.

To get started, simply go to the Fundo homepage and click on the ‘Apply Now’ button. Follow the prompts to complete the application. If you qualify, we will send you an agreement and work to get the funds into your account as soon as possible, often on the same day.

Our online application form is available 24/7 and we approve loan applications from Monday to Saturday. This means that you can apply for easy small loans at any time, and our team will work to get you the financial support you need as quickly as possible.

How long will I have to repay a short term loan?

The length of time it takes to repay a short term loan can vary depending on the lender, the amount borrowed, and the repayment terms. Generally, a short term cash loan is designed to be repaid in a relatively short period of time, such as a few weeks or months.

Some short term money loans may also include an early repayment option, which will allow you to pay off the loan before the agreed-upon repayment date. However, early repayment may result in additional costs and fees, so it is important to read through the loan agreement carefully before agreeing to an early repayment option.

At Fundo, we offer flexible repayment options for all of our borrowers. If you are having trouble making payments on your Fundo loan, it is important to contact our support team as soon as possible. We’re open to discussing payment options with you and may be able to offer assistance if unforeseen circumstances have affected your ability to repay your loan. In most cases, you will need to provide at least forty-eight hours notice to change your payment date.

It is always a good idea to try and pay off your loan as soon as possible, as this will minimise the number of monthly fees you are charged. Paying off your loan early can also have a positive impact on any future loan applications you may make, as you never know when you may need a loan again.

If you do miss a payment, you may be subject to late payment fees and other charges as outlined in your loan contract. If you are having difficulty making your payments, we have friendly consultants who are willing to work with you to find a solution that works for both parties.

Do lenders do a credit check for short term cash loans?

Yes, lenders typically do a credit check when offering a short term cash loan. This is to help ensure that the borrower will be able to repay the loan in a timely manner and that there is no risk of defaulting on the loan.

Credit checks are usually done using a soft enquiry, which does not negatively impact the borrower’s credit score. Lenders may also request additional information such as proof of income, recent bank statements, and other financial information. All of this information is used to help determine whether the borrower is eligible for the loan and if they are able to pay it back.

At Fundo, we are responsible lenders, which is why we make sure to run credit checks on all our borrowers. However, we understand that your credit score may not always accurately reflect your ability to repay a loan. That's why we've developed our own credit scoring system that rewards you for paying your small cash loans early or on time, as well as for sharing feedback and referring friends to Fundo.

The higher your Fundo Credit Score, the higher your chances of being approved for fast loans. We also offer special discounts and benefits for those with improved Fundo Credit Scores. This means that even if you have a lower traditional credit score, you may still be able to access the financial support you need through Fundo.

By paying your loans on time and participating in the Fundo community, you can improve your Fundo credit score and increase your chances of being approved for future loans. 

Get fast and quality service when you apply for a short term cash loan at Fundo

At Fundo, we understand that life can sometimes throw you a curveball and you need quick cash. That's why we offer quick online loans in Australia to help you get the financial support you need as soon as possible.

Our no-fuss application and approval process makes it easy for you to apply for a loan from the comfort of your own home. And with same-day loans available, you can get the funds you need in as little as twenty-four hours.

If you have any questions about our short-term cash loan offers, our team is always here to help. You can reach out to us by phone, email, or through our online chat function. We are dedicated to providing our customers with the best possible experience and are happy to answer any questions you may have.

Apply for a loan with Fundo today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.