$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Finding the right loans for cash that suit your needs can be time-consuming because your online searches for ‘small loans quick’ won’t always lead you to the right option. Many people who need small cash loans fast even consider banks as the quicker option, but traditional lenders actually have longer, more stringent processes. Fortunately, you’ve found Fundo, so you can now access quick loans online. 

Fundo aims to make access to small loans quick and easy for all who need and qualify for a fast easy cash loan. We keep the application process simple by only requiring a few basic details, which you can complete online within minutes. This means you won’t have to spend a lot of time filling out paperwork and waiting for a decision. 

We want you to have the best experience with your fast small loan, so we’ve answered common questions related to ‘small loans quick options’ below at your disposal. 

How soon can I reapply if my loan application is denied?

The length of time you must wait before reapplying for fast loans online after a denial depends on the policies of the lender and the reason your application was denied. Some lenders may allow you to reapply immediately, while others may require a waiting period before you can reapply. 

To increase your chances of being approved for a loan and avoid needing to reapply, it’s a good idea to familiarise yourself with the lender’s eligibility requirements and ensure that you meet them before submitting your application. This can help you avoid delays and disappointment.

Whether you’re in search of ‘fast cash loans today’, ‘small loans quick’, or ‘get cash now online’, Fundo just needs you to meet a few simple criteria to qualify for a personal loan: 

  • you must be at least 18 years old;
  • you must be a citizen or permanent resident of Australia;
  • you must earn at least $300 per week, excluding government benefits;
  • you must demonstrate an ability to meet repayment deadlines; and
  • you must not put yourself in a financial bind when you borrow from Fundo.

If you qualify for a Fundo loan and want to apply for a small loan online, just navigate our platform, click on ‘Apply Now’, and follow the prompts. Thanks to Fundo’s streamlined loan process, our team can review your application and let you know the outcome as soon as possible. Once you’re approved and everything goes smoothly, it’s possible to get the funds into your account within the same day. 

Is there a limit to how many times I can reapply for a loan?

Many people who are curious about whether they can reapply for a loan in the event of a refusal worry that they won’t be accepted the first time since they don’t have the best credit. Generally, there’s no set limit on the number of times you can reapply for small money loans. But, if you apply at a lender with a comprehensive loan decision-making process, you have better chances of small loans quick approval. 

Fundo uses a holistic approach to loan decision-making, which means we consider a variety of factors beyond the borrower’s credit score when evaluating loan applications. This can give borrowers with a lower credit score or a more complex financial situation a fair shot at getting approved for a fast money loan. 

While Fundo does check the credit score of loan applicants, it is not the only factor that we consider when determining loan approval. We’ll also look at other factors, such as your income and ability to repay the loan on time, when evaluating a loan application to ensure that, as a borrower, you’re not automatically denied for a loan simply because of your credit score.

What can I do to get approved for small online loans?

If you’ve been looking up ‘small loans quick’ for a while now, it’s likely you want to have the best chances of getting approved for a loan once you decide to apply. To get a better shot at loan approval, there are some things you can do, such as ensuring you meet the lending criteria and that all of the necessary documents are ready. 

At Fundo, we want to help you increase your chances of getting approved for a future loan with us, so we offer you the Fundo Credit Score. You can improve your Fundo Credit Score by referring us to friends, leaving us reviews, making your repayments on time, and limiting your loans with other lenders. The better your Fundo Credit Score, the better your chances of loan approval with Fundo loans. 

You can access more tips for improving your Fundo Credit Score on your self-service dashboard. There, you can also manage your repayments, view loan information, and track your loan progress conveniently from a mobile device. With all these benefits that Fundo can offer you, you no longer need to endlessly search for ‘small loans quick’ or similar terms online. 

Need a teeny, tiny loan? Apply for small loans today at Fundo!

Disclaimer: Please note that all opinions expressed in this article are strictly for informational and entertainment purposes and should not be construed as financial advice. All commentary is subject to change without notice at any time.