$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you looking for a way to cover unexpected expenses aside from Before Pay loans? Look no further than Fundo’s small personal loans. Fundo offers loan options, with loan amounts ranging from $500 to $2,000 and flexible repayment terms. 

Our quick and easy online application process makes getting closer to the funds you need more simple, and your credit score only plays a minor role in our loan assessments. Refrain from letting unexpected expenses catch you off guard – consider Fundo’s small personal loans as a reliable solution.

What are the best Before Pay loans I can apply for online?

The ideal type of loan will depend on your current financial situation and your goals for the loan. Instead of searching for Before Pay loans, why not try Fundo instead? 

Fundo loans may be ideal if you’re looking for loans related to quick short-term loans or easy cash loans. At Fundo, we provide short-term personal loans with flexible repayment terms of up to 180 days. Our streamlined online loan application process ensures approved borrowers can get the money they need more quickly. 

Instead of looking for the best Before Pay loans online, remember that other options are available. Learn more about Fundo loans below. 

Is it possible to borrow more than my monthly income?

It is possible to borrow more than your monthly income, but it depends on the lender and the type of loan you are applying for. Some lenders may have a maximum loan amount based on your income, while others may be more flexible.

However, it is essential to remember that borrowing more than your monthly income can be risky and make it difficult for you to repay the loan. It’s always important to consider your ability to repay the loan before applying, regardless of the amount you can borrow.

During the application process, Fundo looks at the borrower’s ability to pay back the loan, their sources of income, and how likely they are to run into financial trouble. Because we are responsible lenders, our application process ensures that borrowers can afford the loan without putting themselves in financial trouble. 

If you are interested in applying for a Fundo loan, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you don’t place undue financial pressure on yourself by borrowing from Fundo.

Fundo doesn’t deny a loan application without thorough consideration. We try to help you even if you have a complicated financial situation. Talk to our customer care team today to find out how Fundo can help you.

Instead of looking for Before Pay loans and Clear Cash loans, with Fundo’s small personal loans, you can get closer to covering unexpected expenses that may arise. 

Can I apply for a payday loan again if I still need to finish paying?

It depends on the lender’s policies, so understand the terms whether you’re looking for payday money loans or Before Pay loans. Some lenders may allow you to apply for another payday loan while still paying off a previous one, while others may not. 

At Fundo, we value responsible lending practices, and we don’t allow our borrowers to apply for another Fundo loan until the current one is paid in full. If you have borrowed from Fundo before, you can easily apply for a new loan in just three clicks.

You can track your current loan through our self-service dashboard. The dashboard allows you to view your loan balance, make or reschedule payments, and see your payment history. You can also use the dashboard to manage your personal information, change your contact information, and track your Fundo Credit Score, which is based on our unique credit scoring system.

A large part of our vision for our borrowers is to guide them towards financial wellness and improvement. As such, you can receive daily tips on improving your financial wellness through our self-service dashboard. 

Instead of looking for Before Pay loans or payday advance loans, find out how Fundo can assist you. We are available by phone and email from 9.00 a.m. to 6.00 p.m., Mondays through Fridays, and from 9.00 a.m. to 5.00 p.m. on Saturdays.

Apply for a quick personal loan online at Fundo today! 

Disclaimer: Unless otherwise specified, this article does not provide financial advice or recommendations and is solely intended to provide general information and entertainment. Please note that we reserve the right to modify our views or information without prior notice.