$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Have you been looking for fast instant cash loans? It’s understandable. Not everyone has enough savings to cover unexpected expenses or to tide them over during financial emergencies. You may need to borrow money quickly to cover unexpected expenses, such as car repairs, medical bills, or home repairs. The last thing you want is to have to wait around for weeks before you get your money.

Fast instant cash loans can be a convenient way to get a small amount of money quickly in an emergency, but they can also be expensive and can lead to a cycle of debt if used improperly. At Fundo, we are passionate about helping people make good financial choices regardless of their credit history. That’s why our quick cash loan applications are 100% online and with no hidden fees.

What are the best loans in Australia if I need funds immediately?

The idea of fast instant cash loans can be a tempting solution for individuals facing financial emergencies or unexpected expenses. However, it is important to carefully consider the potential risks and drawbacks of these types of loans before seeking one out.

If you need funds immediately, there are several types of loans that many Australians often consider that come with pros and cons:

  1. Personal loans: A personal loan is an unsecured loan that can be used for a variety of purposes, including paying for unexpected expenses or consolidating debt. It typically has a fast approval process and can be funded quickly.
  2. Payday loanPayday loans are small, short-term loans that are designed to be repaid on your next payday.
  3. Credit card cash advance: If you have a credit card with a cash advance feature, you may be able to use it to get access to funds quickly.
  4. Bank overdraft: If you have an account with a bank and you have an overdraft facility, you may be able to use it to borrow money immediately.

Fundo offers online loans without any hidden fees. If you’re looking for a quick and easy way to get access to funds, apply for a loan with us today. We have a variety of different loan products available, so it doesn’t matter what you need the money for — we can help you out.

Is it possible to get a loan within an hour?

While it is not very common to get fast instant cash loans within an hour in Australia, it is still possible. Although depending on where you get it from, it may not be the best option for everyone. 

Some lenders may offer loans that can be approved and disbursed within an hour, but depending on what lender you choose, these loans may come with hidden fees and charges. It is important to carefully consider your options before taking out a loan and make sure you understand the terms and conditions of the loan you are considering.

Unlike traditional financial institutions, Fundo’s whole application procedure takes place online, saving you the time and hassle of travelling to a branch and standing in line, only to have your application delayed by bureaucracy and red tape or worse – denied even after all of that waiting. Plus, we’ll let you know about the fees upfront, so there are no surprises when it comes to repayments.

If you’re looking for fast instant cash loans, we make the process of applying for and receiving your loan as quick and easy as possible. All you have to do is apply on our website and fill in the necessary information, such as your proof of identity and proof of income. If you meet our necessary requirements, you may receive confirmation of your approval within the hour, depending on when you send out your application. 

Can a good credit score guarantee the approval of an instant loan?

Having a good credit score can improve your chances of being approved for a loan, but it does not guarantee approval. Lenders consider a variety of factors when evaluating cash loan applications, including the borrower’s credit score, income, debt-to-income ratio, employment status, and other financial obligations.

It’s important to keep in mind that every lender has their own specific lending criteria, so even if you have a good credit score, you may only be approved for fast instant cash loans if you meet the lender’s other requirements.

A low credit score won’t prevent you from getting a small fast loan with Fundo. We’re a fast and simple lending service that lets you borrow the money you need without having to jump through hoops. We assess all applications on their individual merits, so even if your credit score isn’t great, we can still help. 

At Fundo, we look beyond your existing credit score. That’s why we developed our own scoring system: the Fundo Credit Score! It rewards you for paying off loans early or on time — as well as for giving feedback about the service and referring friends.

You can earn up to 1,200 points. The higher the score, the higher the chances of getting your loan application approved. A higher Fundo Credit Score also means you’ll qualify for discounts and perks. Our intuitive and user-friendly self-service dashboard allows you to check your score, make payments, and reschedule as needed.
Stop searching for fast instant cash loans online. Apply for a teeny, tiny loan from us at Fundo!