$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you have immediate expenses and are hoping for a fast loan approval process, you may not know where to turn. Banks, for example, can often take time to review your application, sometimes taking days or even weeks to respond to a loan application.

It’s not ideal if you need a fast or easy approval loan – and we at Fundo agree. It’s why we’ve made our process as transparent, streamlined, and hassle-free as we can make it. We’ve also expanded our range of approved borrowers to include applicants who may otherwise not get a chance to even apply because of their credit scores.

But we’re getting ahead of ourselves. Before we dive into our online loan application process, let’s talk about what fast loan approval entails and what that means for you.

What factors determine how much I can borrow on a fast loan?

Generally speaking, the type of quick fast loan you’re applying for will determine both the amount you can apply for and what your loan requirements will be.

Quick approval loans are typically small short-term loans, such as no credit check instant loans or same day instant loans. These fast loans are robust enough to cover reasonably small loan amounts that are typically payable on flexible terms. They also typically have lower requirements compared to loans from mainstream lenders like banks or credit unions.

At Fundo, for example, our small personal loans range from $500 to $2,000, which can be repaid in up to 180 days. We have minimal eligibility criteria as well, which are the following:

  • You must be at least eighteen years old.
  • You must be an Australian citizen or permanent resident.
  • You must be earning at least $300 weekly, excluding any government benefits.
  • You have a clear and demonstrable plan for completing your Fundo loan on time.
  • You won’t be placed under financial hardship if you’re approved for a Fundo loan product.

If you’re looking to get your loans approved instantly, we’d like to clarify that we still have to conduct a review of your application as responsible lenders. However, meeting all of these requirements and submitting your application during business hours may improve your chances of receiving an outcome on the same day or a fast loan approval if your application is qualified.

In addition, Fundo does not wish to place any of our borrowers under undue financial stress through our loan products. Because of this, we encourage our borrowers to have an income source that is separate from any government concessions or benefits. We may otherwise have to ask them to reapply at a later time if this is the case for their financial situation.

Does the loan amount affect how quickly I can get cash loans now?

For some lenders, the amount you apply for through loans, such as payday advance loans or secured payday loans, may affect the speed of their processing. For example, larger loan amounts may require additional verification and paperwork.

In addition, licensed lenders in the country, such as Fundo, must follow responsible lending laws. At Fundo, for example, your chosen loan amount could factor into your chances of approval if you’re applying for a loan that will place you under financial stress. Choose a responsible amount when applying for a loan.

If you’re curious about your future application’s chances of fast loan approval, you can also look at your Fundo Credit Score.

This unique scoring system is part of the loan experience that we offer our current borrowers. The higher your Fundo Credit Score, the better your future Fundo loan application’s chances of getting approved. 

You can increase your Fundo Credit Score by repaying your loans on time, referring us to friends or family, and leaving us feedback or reviews regarding your Fundo loan experience. You can also earn points by using Fundo as your primary loan provider. 

Give the Fundo Credit Score a try – it could be the most fun you’ll have with a loan!

Which money lender can offer the easiest loan approval?

If you’re looking for a simple application process and fast outcomes, then you’ve found Fundo.

As mentioned earlier, same-day review or fast loan approval is possible for eligible applications. We also offer possible same-day fund releases because we understand that some expenses are urgent and require quick funding.

That said, our processes are separate from your bank’s own. While we will do our best to get you your approved loan funds, there may be instances where your nominated bank will take some time to process a transfer from us. Please contact your bank representative if we’ve notified you of your loan release but the amount has not yet been reflected in your account.

Don’t worry – we’ll do our part to help you get your funds on time.

Making loans more interactive at Fundo

Fundo doesn’t just offer loans; we offer an experience. From our Fundo Credit Score feature to our more streamlined application process for returning borrowers, we endeavour to make your Fundo loan experience a memorable one.

You can navigate through all of our features and more through our self-service dashboard, our central hub for everything related to your Fundo account. We also send free financial wellness advice through it, which you can use to better manage your loans.

So there you have it – the rundown on Fundo and why we’re a great lender choice with the potential for fast loan approval for qualified borrowers. 

What are you waiting for? Apply for a Fundo small loan today!
Disclaimer: The opinions featured in the article are only for entertainment and general information purposes unless otherwise stated. We strongly advise against taking them as professional recommendations or financial advice. Any commentary or opinions may change at any time without notice.