$100 Payday Advance
Same day funds up to $5,000
Same day funds up to $5,000
A $100 payday advance can be helpful when you’re in a pinch, covering minor costs before your next paycheck arrives. While this may offer a short-term solution, finding a lender who provides reliable and responsible lending options is essential. Fundo offers small loans starting from $500, providing a fast application and approval process to ensure you get the financial support you need without hassle.
Can I get a $100 payday advance in Australia?
When an unexpected financial emergency arises, you might find yourself searching for a 100 payday advance to cover urgent expenses. However, many lenders don’t offer loans that small, and it’s important to find a reliable loan provider who can meet your needs quickly and responsibly. At Fundo, we offer small loans starting from $500, designed to provide fast access to funds for those who need financial assistance. Although we don’t offer $100 payday advances, our loans starting at $500 can cover larger expenses while maintaining flexible repayment terms and a simple application process.
Fundo’s online loan application takes only a few minutes, and if approved, you can often receive your funds on the same day.
How does Fundo’s loan process work for payday advances?
At Fundo, our loan process is designed to be quick and hassle-free. Here’s how it works:
With Fundo, you can count on transparency, no hidden fees, and a fast turnaround time.
FAQs
Can I get a $100 payday loan from Fundo?
No, Fundo offers small loans starting from $500. If you need financial assistance for a larger amount, Fundo may be able to help.
How fast can I receive my loan from Fundo?
If you apply during business hours, you could receive your funds on the same day. However, banking delays may mean that the money arrives on the next business day. For fast cash loan options, Fundo ensures a quick turnaround.
What can I use my loan for?
You can use your loan for various expenses, such as car repairs, medical bills, or unexpected household costs. Fundo does not offer loans for repaying existing debt or utility bills.
Do I need a good credit score to apply for a Fundo loan?
Fundo may conduct a credit check, but our decision is based on your overall financial situation, not just your credit score. We aim to lend responsibly.
Can I still apply for a Fundo loan if I’m receiving Centrelink?
Yes, you can apply as long as your total income, including Centrelink payments, meets our $1,000 per fortnight requirement. Fundo supports loans for Centrelink customers.
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.