Bad Credit Loan Personal
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can occur at any moment, and having access to bad credit loan personal options can provide a much-needed lifeline. Whether you're facing emergency home repairs or planning for a special occasion, finding the right lender shouldn’t add to your stress. That's where Fundo shines – we cater to individuals searching for reliable bad credit personal loans. At Fundo, we’re an Australian-owned lender dedicated to helping you secure the financial support you need, regardless of your credit history.
While searching for bad credit personal loans, you may come across various options. At Fundo, we offer a range of competitive small loans that can cater to your needs, including emergency loans and home renovation loans. With us, you'll find the right fit for your financial aspirations and circumstances.
Once you choose the type of loan that fits your needs, rest assured that you can manage your repayment comfortably. We allow for loan terms of up to up to 180 days for our medium (MACC) loans, ensuring that you have a reasonable time frame to repay your loan. Additional perks include the option to pay off your loan early, helping you avoid certain fees and freeing you from debt sooner.
Worried about meeting the loan criteria? Worry not! Fundo has a simplified approach compared to traditional lenders, enhancing your approval chances. To qualify for a bad credit personal loan at Fundo, you need to:
Applying is a breeze! Just fill out our online application form with your personal details, loan amount, and repayment preference. If everything checks out, you might see that cash hit your account in no time!
Have you been searching for after-hours loans or wondering how to secure a home renovation loan? Look no further! With Fundo, you’re not just another number. We value your financial health and are excited to assist you in improving your Fundo Score. Maintain good repayment habits and refer friends to us – together, we can build a community of responsible borrowers.
Ready to take the leap towards quick cash relief? Explore your options with Fundo today and apply for a bad credit personal loan that works for you!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.