Easy Pay Day Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Looking for easy payday loans to cover a short-term financial gap? Fundo offers small loans starting from $500, with a quick and easy online application process that ensures fast approval. Whether it’s for an emergency, an unexpected bill, or another short-term financial need, Fundo’s payday loans provide flexible solutions. You can apply online from anywhere, and once approved, you’ll have fast access to cash, making it easy to manage urgent financial needs.
FAQs
How fast can I get approved for a payday loan?
Fundo’s online application is designed for quick approval. Once you complete and submit your application, our system reviews it immediately. If approved, the funds are transferred to your bank account within 60 seconds from accepting your loan agreement and if your bank supports PayID.
How flexible are Fundo’s payday loans?
Fundo offers flexible repayment options to suit your financial situation. This allows you to repay your loan in a way that works best for you. We provide full transparency with our loan terms, so you’ll know exactly what to expect in terms of repayment schedules and interest costs.
Will Fundo check my credit?
Yes, Fundo may perform a credit check, but our internal scoring system means you may still qualify even with a lower credit score.
What can I use a payday loan for?
Fundo’s payday loans can be used for various urgent financial needs, such as paying off unexpected bills, medical expenses, or any other short-term gap.
Can I repay my loan early?
Yes, Fundo allows early repayments without penalties, helping you save on interest.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
