Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we believe in making things simple for you. We know that you’re curious about easy pay day loans and whether, as a freelancer, you could be eligible for one. However, there is an even better option. A short term cash loan from Fundo is a viable, convenient, and quick solution for folks who are in need of fast cash, including freelancers. 

In a nutshell, easy payday loans are traditionally small, high-interest loans due to be repaid on your next payday. The concept is to offer immediate funds to help manage unexpected expenses.

Fundo specialises in offering small and medium loans that are accessible and simple. As your trusted online loan expert, we understand that life happens and sometimes you need cash now without the imminent threat of high interest rates and fees.

As a freelancer, you’re not excluded. In fact, we’ve got you covered! We offer flexible repayments and transparency in our process, with no hidden fees or charges. With us, it’s all about giving you the convenience of obtaining a loan from the comfort of your home.

If you are interested in our quick loans instead of going for easy payday loans, you must:

Easy payday loans, offered by some lenders, often have minimum income requirements. Different loan providers have different requirements that ensure borrowers can repay their loans.

While we don’t offer easy payday loans at Fundo, we’re committed to providing convenient medium and small loans. We assess your income not to impose a strict minimum but to understand your ability to repay the loan. As mentioned above, our income requirement is $1,000 per fortnight, including benefits from the government.

We proudly embrace a no-fuss application and approval process, even offering same day loans from the comfort of your home. Even if your credit score isn’t the best, as a private lending institution, we can provide approved applicants with quick short term loans.

You see, we go beyond traditional credit scores with our own scoring system, the Fundo Credit Score. With this, you can earn rewards for timely payments, feedback, and referrals. A higher Fundo Credit Score means a higher possibility of loan approvals and tons of other exclusive benefits. 

You can even manage your account effortlessly with our personalised dashboard. You can easily update details, earn Fundo points, schedule repayments, and track your loan information. 

When it comes to payday loans, lenders have different minimum loan amounts. While some lenders may offer easy pay day loans as small as $50, others set their minimums higher to accommodate different financial needs.

However, at Fundo, we pride ourselves on being the champions of fast instant loans. We offer small and medium loans to provide a flexible range of options to meet your specific financial requirements. 

Whether you need a modest sum to cover unexpected expenses or a slightly larger amount for a pressing financial obligation, Fundo is here to provide the support you need, tailored to your unique circumstances.

With Fundo, you’re free to use your short-term loan however you see fit. Whether you’re dealing with unexpected expenses, wanting to replace the furniture at home, or even planning a little holiday, our loans can be used for virtually any personal expense. 

We encourage responsible borrowing and consider it essential that you feel comfortable with your repayment plan. That’s why we make sure you understand your cash loan terms, including any fees involved.

Remember, at Fundo, we’re not about complications or jargon; we’re about easy, quick, small online loans catered to your needs.

Need a loan? Apply with us today!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.