Instant Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of quick financial support, Fundo is here to help with instant approval loans that can meet your urgent needs. Traditional lenders can be slow and cumbersome, often requiring excessive paperwork and lengthy processing times. That’s why many people are turning to alternatives like Fundo when seeking instant approval for their financial emergencies.
At Fundo, we provide short-term loans specifically designed for those who may face challenges with traditional credit assessments. Our flexible criteria mean that even if your credit score isn’t perfect, you still stand a chance of receiving the funding you need. Plus, there are no hidden fees, ensuring transparency throughout your borrowing experience!
Fundo ensures you select the most suitable repayment plan tailored to your situation. We’re committed to responsible lending and assisting individuals with various financial needs, be it covering urgent expenses or home improvements. Explore our tailored options like home renovation loans or emergency loans.
To benefit from our lightning-fast approvals, ensure you meet our simple eligibility requirements. You need to be:
If you check all these boxes, you’re ready to apply! If you submit your application during our business hours, you could receive instant approval and have the funds hit your account within 60 seconds of contract acceptance. Returning borrowers can complete this process in just three clicks!
Fundo is more than just a lender; we also encourage good financial habits. Borrow responsibly with our flexible repayment options—if you pay early, you won’t face prepayment penalties! You have up to 180 days from the date of approval to repay your medium (MACC) loan in full.
Ready to take the next step? Apply for your Fundo loan today! If you've been looking for quick cash or need cash fast, Fundo is your trusted alternative—providing you with options that help you achieve your financial goals.
Experience the benefits of a higher Fundo Score, which can enhance your chances of instant approval and avail you of exclusive offers. By recommending us to friends or maintaining a good repayment history, you can also boost your score. Apply now and experience hassle-free borrowing with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
